Covington County property record for 20 Lowery Rd, Sumrall, MS 39482 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1992 |
| Square Footage | 2,081 sqft Adjusted Area |
| Lot Size | 43,560 sqft (1 acres) |
| Pool | 640 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $989.00 (2025) |
Source: Covington County records · APN 111011 00920
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 LOWERY RD, SUMRALL, MS 39482-4839 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Aug 19, 2025 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Feb 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PRIORITYONE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 20 LOWERY RD, SUMRALL, MS 39482-4839 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 LOWERY RD, SUMRALL, MS 39482-4839 |
| Document Number | 0000842/23 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 842/23 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 05, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 20 LOWERY RD, SUMRALL, MS 39482-4839 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20 LOWERY RD, SUMRALL, MS 39482-4839 |
| Document Number | 000837/619 |
|---|---|
| Date | Aug 19, 2025 |
| Book Page | 837/619 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 20, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 20 LOWERY RD, SUMRALL, MS 39482-4839 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | DEEP S TITLE LLC, DEEP SOUTH TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 26 STAPLETON LN 1, 1, SUMRALL, MS 39482-4840 |
| Document Number | 000810/727 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 810/727 |
| Name | PRIORITYONE BANK |
|---|---|
| Type | Bank |
| Address | MAGEE, MS 39111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
Source: Covington County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Covington County |
| Unified School District | Covington County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $989.00 (+106.9%) Disabled Person's exemption | $13,420 (-) | |
| 2024 | $134,200 (-) Land $8,500 Building $125,700 | ||
| 2023 | $13,420 (-) | $134,200 (-) Land $8,500 Building $125,700 | |
| 2022 | $478.00 (+18.61%) Homeowner's exemption | $13,420 | $134,200 Land $8,500 Building $125,700 |
| 2019 | $403.00 |
Source: FEMA National Flood Hazard Layer, Covington County (28031C), updated April 5, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 62% of the US · above 79% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 490 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 111011 00920 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,081 sqft Adjusted Area |
| 1st Floor | 1,764 sqft 1st Floor |
| 2nd Floor | 86 sqft 2nd Floor |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Pool Area | 640 sqft Pool |
| Patio Area | 224 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 12931 |
|---|---|
| Street Address | 20 LOWERY RD |
| City | SUMRALL |
| State | MS |
| Zip | 39482-4839 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1 AC W/S S OF & ADJ TO RD W2 NW4 SW4 0311080-010 B 0358 P 0717 02/27/2023 |
| Legal Range | 16W |
| Legal Township | 06N |
| Legal Section | 11 |
| Jurisdiction | COVINGTON MS |
| Minor Civil Division | 2 |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 950402 |
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