20 Lowell Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 20 Lowell Ave, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 885 sqft · built 1910
Lot Size0.143 acres (6,250 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (May 2021)
Tax Bill$2,941 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN358-18200-11-001

Property Details

APN / Parcel Number

Primary APN358-18200-11-001
Alternative APN
  • WSPR M:00358 B:18200 L:00011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area885 sqft Living Area
Gross Area2,030 sqft
Basement Area600 sqft
Unfinished Basement600 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,250 sqft (0.143 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number358-18200-11-001
Street Address20 LOWELL AVE
CityWEST SPRINGFIELD
StateMA
Zip01089-3509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeI
Legal Block18200
Legal Lot Number11
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group3
Census Block3008
Census Tract812300

Owner

20 Lowell Ave is owned and occupied by an individual who bought it in May 2021.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address20 LOWELL AVE, WEST SPRINGFIELD, MA 01089-3509
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2021 · Amount on File
Deed SaleMay 21, 2021 · Amount on File
Prior SaleJul 31, 2007 · Amount on File
Deed Document Number202135100
Deed Book / Page23896 / 526
Record UpdatedOct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateMay 21, 2021
Property Address20 LOWELL AVE, WEST SPRINGFIELD, MA 01089-3509
Document Number23896-526
Book / Page23896 / 526
Instrument DateMay 21, 2021
Instrument35100
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address144 WHITE ST APT 2L, 2L, SPRINGFIELD, MA 01108-1342

Mortgage

Document Number35101
DateMay 21, 2021
Instrument35101
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 20 Lowell Ave was $2,941, up 1.2% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,941.00 (+1.2%)$209,800 (+7.37%) Land $93,800 Building $116,000$248,971 (+47.65%)
2025$2,906.00 (+3.75%)$195,400 (+3.33%) Land $85,300 Building $110,100$168,625
2024$2,801.00 (+6.99%)$189,100 (+12.23%) Land $85,300 Building $103,800
2023$2,618.00$168,500 Land $85,300 Building $83,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Lowell Ave in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Lowell Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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