Columbia County and Chatham Town property record for 20 Lovers Ln, Valatie, NY 12184
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,340 sqft · built 1978 |
| Lot Size | 10.7 acres (466,092 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $12,531 (2026) |
| APN | 102689 34.4-1-21 |
| Primary APN | 102689 34.4-1-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,340 sqft Living Area |
| 1st Floor Area | 2,605 sqft |
| 2nd Floor Area | 735 sqft |
| Basement Area | 1,349 sqft |
| Finished Basement | 1,349 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 466,092 sqft (10.7 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 505 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 20 LOVERS LN |
|---|---|
| City | VALATIE |
| State | NY |
| Zip | 12184-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | H100 |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | COLUMBIA NY |
| Township / Civil Division | CHATHAM |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 300 |
Source: Columbia County and Chatham Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 75 W END AVE, P33C, NEW YORK, NY 10023-7880 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Columbia County and Chatham Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Columbia County |
| County Subdivision | Chatham Town |
| Unified School District | Chatham Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,531.00 (+0.2%) | ||
| 2025 | $12,506.00 | $700,000 (-) Land $107,800 Building $592,200 | $853,659 (+13.41%) Land $131,463 Building $722,196 |
| 2023 | $700,000 Land $107,800 Building $592,200 | $752,688 Land $115,914 Building $636,774 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2008 · Severe Winter Storm |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Fidium Fiber.
5G (outdoors only)
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