Cumberland County and Gray Town property record for 20 Loon Ln, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1970 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,100 (Mar 2019) |
| Tax Bill | $6,318 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | L06011000000 |
| Primary APN | L06011000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 864 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Cottage |
| Construction Type | Concrete |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 40,511 sqft (0.93 acres) |
| Deck Area | Deck Area |
| Heating System | Space Heater |
|---|
| Account Number | 3654 |
|---|---|
| Street Address | 20 LOON LN |
| City | GRAY |
| State | ME |
| Zip | 04039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Block | 306 |
| Legal Lot Number | 11-0 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 4701 |
20 Loon Ln is owned by an individual who bought it in March 2019.
Source: Cumberland County and Gray Town records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 281, BATH, ME 04530-0281 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2019 · Amount on File |
| Deed Sale | Mar 26, 2019 · Amount on File |
| Deed Document Number | 201912128 |
| Deed Book / Page | 35539 / 37 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 20 LOON LN, GRAY, ME 04039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0381020237 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 38102/237 |
| Instrument | 28759 |
| Name | ANDROSCOGGIN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 20 Loon Ln was $6,318.
Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,318.00 | $652,700 Land $536,600 Building $116,100 |
| 2023 | $6,102.00 (+8.81%) | $402,000 (-) Land $268,300 Building $133,700 |
| 2022 | $5,608.00 | $402,000 Land $268,300 Building $133,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20 Loon Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2002) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2002 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Loon Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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