20 Long Pl, Palm Coast, FL 32137 Property Records

Flagler County property record for 20 Long Pl, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,925 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Aug 2025)
Tax Bill	$5,100 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7037-01270-0040`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7037-01270-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,925 sqft Heated Area
Gross Area	2,651 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	20 LONG PL
City	PALM COAST
State	FL
Zip	32137-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 37 BL 127 LOT 4 OR 548 PG 1493(CT) OR 553 PG 1539 OR 799 PG 773 OR 912 PG 763 OR 912 PG 768 OR 1163/1906 O
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	127
Legal Lot Number	4
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2018
Census Tract	60216

Owner

20 Long Pl is owned and occupied by an individual who bought it in August 2025.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	20 LONG PL, PALM COAST, FL 32137-9713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Aug 10, 2020	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jun 28, 2017	Warranty Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO
Apr 19, 2017	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2025 · Amount on File
Deed Sale	Aug 13, 2025 · Amount on File
Prior Sale	Apr 23, 2021 · Amount on File
Deed Document Number	2025033233
Deed Book / Page	2982 / 1836
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 23, 2021
Property Address	20 LONG PL, PALM COAST, FL 32137-9713
Document Number	0025540350
Book / Page	2554 / 350
Map Reference	MB 13 PG 1-29
Instrument Date	Apr 15, 2021
Instrument	2021022076
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	COVENANT TITLE, COVENANT CLOSING & TTL SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,923.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 WAYSIDE PL, 10, PALM COAST, FL 32164-7633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 VILLAGE MARKET BLVD SE APT 410, 410, LEESBURG, VA 20175-4695

Mortgage

Document Number	2554352
Date	Apr 23, 2021
Instrument	2554/352

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 10, 2020
Property Address	20 LONG PL, PALM COAST, FL 32137-9713
Document Number	0024660044
Book / Page	2466 / 44
Map Reference	MB 13 PG 1-29
Instrument Date	Jul 31, 2020
Instrument	2020030774
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AMERICA S CHOICE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 LONG PL, 22, PALM COAST, FL 32137-9713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LONG PL, PALM COAST, FL 32137-9713

Mortgage

Document Number	0000246646
Date	Aug 10, 2020
Instrument	2466/46

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 28, 2017
Property Address	20 LONG PL, PALM COAST, FL 32137-9713
Document Number	0022141153
Book / Page	2214 / 1153
Map Reference	MB13 PG1-29
Instrument Date	Jun 15, 2017
Instrument	2017022651
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 351473, PALM COAST, FL 32135-1473

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 LONG PL, PALM COAST, FL 32137-9713

Mortgage

Document Number	2017022652
Date	Jun 28, 2017
Instrument	2017022652

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

April 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 19, 2017
Property Address	20 LONG PL, PALM COAST, FL 32137-9713
Document Number	0021991571
Book / Page	002199 / 001571
Instrument Date	Feb 24, 2017
Instrument	13661
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$931.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3 2ND AVE PALM COAST FL 321372733, PALM COAST, FL 32137-2733

Tax Assessment & Valuation

The 2025 property tax bill for 20 Long Pl was $5,100 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,100.00 Homeowner's exemption	$323,813	$329,827 Land $55,500 Building $274,327
2023	$4,869.00 (+22.77%) Homeowner's exemption	$305,521 (+21.64%) Land $46,500 Building $259,021	$305,521 (+21.64%) Land $46,500 Building $259,021
2022	$3,966.00 Homeowner's exemption	$251,168 Land $47,000 Building $204,168	$251,168 Land $47,000 Building $204,168

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Long Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	45 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Long Pl is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Long Pl

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