20 Lois Ln, Franklin, NC 28734 Property Records

Macon County property record for 20 Lois Ln, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,064 sqft · built 1983
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Last Sale	$110,000 (Mar 2022)
Tax Bill	$676 (2026)
Deeds & Mortgages	Jan 2024 Transfer Mar 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`6582972764`

Property Details

APN / Parcel Number

Primary APN	`6582972764`
Alternative APNs	`0107422` `151698` `156760` `54878`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Heated Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Deck Area	240 sqft
Patio Area	231 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	156760
Street Address	20 LOIS LN
City	FRANKLIN
State	NC
Zip	28734-5377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RD 1649
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1026
Census Tract	970600

Owner

20 Lois Ln is owned by a company that acquired it in January 2024.

Source: Macon County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 690, OTTO, NC 28763-0690
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 3, 2022	Warranty Deed, Transfer · Line of Credit NANTAHALA BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2022 · Amount on File
Deed Sale	Mar 3, 2022 · Amount on File
Prior Sale	May 28, 1991 · Amount on File
Deed Document Number	20221703
Deed Book / Page	41 / 748
Last Transfer Date	Jan 12, 2024
Transfer Doc	000Y42/442
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON NC
Recording Date	Jan 19, 2024
Property Address	20 LOIS LN, FRANKLIN, NC 28734-5377
Document Number	000Y42/442
Book / Page	Y-42 / 442
Instrument Date	Jan 12, 2024
Instrument	2024000318
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 690, OTTO, NC 28763-0690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 690, OTTO, NC 28763-0690

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Mar 3, 2022
Property Address	20 LOIS LN, FRANKLIN, NC 28734-5377
Document Number	000R41/748
Book / Page	R-41 / 748
Instrument Date	Mar 3, 2022
Instrument	2022001703
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 690, OTTO, NC 28763-0690

Mortgage

Document Number	2022001704
Date	Mar 3, 2022
Instrument	2022001704

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 3, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 20 Lois Ln was $676.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$676.00	$171,830 Land $25,000 Building $146,830	$171,830 Land $25,000 Building $146,830
2025	$676.00
2023	$664.00	$171,930 Land $25,000 Building $146,930	$171,930 Land $25,000 Building $146,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Lois Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Lois Ln is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: BalsamWest FiberNET, Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lois Ln

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