Essex County and Danvers Town property record for 20 Locust St, Danvers, MA 01923 · Last verified July 2026
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1 bd · 6 ba · 40,755 sqft · built 1850 |
| Lot Size | 0.671 acres (29,216 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $17,986 (2019) |
| Deeds & Mortgages | Mar 2022 Refinance Feb 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DANV M:043 L:147 P |
| Primary APN | DANV M:043 L:147 P |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 10 Half Baths |
| Total Rooms | 76 Rooms |
| Units | 97 Units |
| Stories | 3 Stories |
| Building Area | 40,755 sqft Total Area |
| Gross Area | 55,503 sqft |
| Basement Area | 13,519 sqft |
| Unfinished Basement | 13,519 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 29,216 sqft (0.671 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 20 LOCUST ST |
|---|---|
| City | DANVERS |
| State | MA |
| Zip | 01923-2272 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Lot Number | 147 |
| Jurisdiction | DANVERS MA |
| Township / Civil Division | DANVERS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 211202 |
Source: Essex County and Danvers Town records · APN DANV M:043 L:147 P
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7 NICOLE AVE, BEVERLY, MA 01915-1456 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 09, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU |
| Feb 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU |
| Nov 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 20 LOCUST ST, DANVERS, MA 01923-2272 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040779-285 |
|---|---|
| Date | Mar 09, 2022 |
| Book Page | 40779/285 |
| Instrument | 20220309002650 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 20 LOCUST ST, DANVERS, MA 01923-2272 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39515-387 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 39515/387 |
| Instrument | 20210210004530 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 20 LOCUST ST, DANVERS, MA 01923-2272 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38046-451 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 38046/451 |
| Instrument | 20191120005600 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Danvers Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Danvers Town |
| Unified School District | Danvers School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,997,700 (+4.87%) Land $796,000 Building $5,201,700 | |
| 2024 | $5,719,100 (+48.34%) Land $770,900 Building $4,948,200 | |
| 2023 | $3,855,300 Land $703,900 Building $3,151,400 | |
| 2019 | $17,986.00 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092112022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Nearby Flood Policies | 52 units insured 36 under condo master policies |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jan 2024, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 555 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: AT&T, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures