20 Locust Pointe Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 20 Locust Pointe Trl, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2013
Square Footage	1,248 sqft Heated Area
Lot Size	56,628 sqft (1.3 acres)
Last Sale	$392,000 (2023)
Tax Bill	$1,837.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`454002975898000`
Alternative APNs	`39122` `60611`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,248 sqft Heated Area
Upper Floors	384 sqft Upper Floors
Basement Area	864 sqft Basement
Finished Basement	864 sqft Finished
Stories	2 Stories
Primary Flooring	Combination, Other Flooring
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Wood Siding Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Metal Roof
Lot Area	56,628 sqft (1.3 acres)
Depth X Width	211 ft x 473 ft Depth x Width
Deck Area	240 sqft Deck
Porch	Open Porch
Porch Area	736 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	60611
Street Address	20 LOCUST POINTE TRL
City	MURPHY
State	NC
Zip	28906
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 1A & 1B DEERWOOD MOUNTAIN EST 1484/306
Legal Subdivision	DEERWOOD MOUNTAIN EST
Legal Lot Number	1A
Jurisdiction	CHEROKEE NC
Minor Civil Division	SHOAL CREEK
Census Blockgroup	2
Census Block	2047
Census Tract	930606

Owner

Source: Cherokee County records · APN 454002975898000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7325 HIGHWAY A1A, MELBOURNE BEACH, FL 32951-3514
Owner Type	Owner is a Company
Vesting	Owner is a Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Deed Doc Number	3456
Deed Book / Page	1738 / 937
Record Refreshed	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 17, 2023
Property Address	20 LOCUST POINTE TRL, MURPHY, NC 28906
Document Number	001738/937
Book / Page	1738 / 937
Instrument Date	Jun 23, 2023
Instrument	3456
Transaction Type	Transfer
Record Updated	Aug 02, 2023

Transaction

Amount	Amount Recorded
Tax	$784.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 SPRINGWOOD LN, LEXINGTON, SC 29073-7140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7325 SOUTH DR # AIA, AIA, MELBOURNE VLG, FL 32904

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	20 LOCUST POINTE TRL, MURPHY, NC 28906
Transaction Type	Mortgage
Record Updated	Nov 04, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1661/205
Date	Oct 21, 2020
Book Page	1661/205
Instrument	6054

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,837.00 (+23.04%)	$266,710 (+23.53%)	$266,710 (+23.53%) Land $30,000 Building $236,710
2023		$215,900 (-)	$215,900 (-) Land $30,000 Building $185,900
2022	$1,493.00	$215,900	$215,900 Land $30,000 Building $185,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	About 1 in 546 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Streets

All Murphy, NC Property Records

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