Barnstable County and Brewster Town property record for 20 Locust Ln, Brewster, MA 02631
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,128 sqft · built 1987 |
| Lot Size | 0.347 acres (15,120 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $13,500 (Aug 1982) |
| Tax Bill | $5,086 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Nov 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BREW M:125 B:89 |
| Primary APN | BREW M:125 B:89 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 3,226 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,120 sqft (0.347 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4832 |
|---|---|
| Street Address | 20 LOCUST LN |
| City | BREWSTER |
| State | MA |
| Zip | 02631-2141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESD. |
| Legal Block | 89 |
| Jurisdiction | BREWSTER MA |
| Township / Civil Division | BREWSTER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10900 |
Source: Barnstable County and Brewster Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 20 LOCUST LN, BREWSTER, MA 02631-2141 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 11, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Nov 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Jul 15, 2020 | Deed of Trust, Mortgage · Balloon Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 1982 · Amount on Record |
| Deed Sale | Aug 6, 1982 · Amount on Record |
| Deed Book / Page | 3534 / 41 |
| Last Transfer Date | Dec 15, 2023 |
| Transfer Doc | 036176-249 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREWSTER MA |
| Recording Date | Jan 11, 2024 |
| Property Address | 20 LOCUST LN, BREWSTER, MA 02631-2141 |
| Document Number | 036176-249 |
| Book / Page | 36176 / 249 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 1418 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 LOCUST LN, BREWSTER, MA 02631-2141 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREWSTER MA |
| Property Address | 20 LOCUST LN, BREWSTER, MA 02631-2141 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34692-312 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 34692/312 |
| Instrument | 77017 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREWSTER MA |
| Property Address | 20 LOCUST LN, BREWSTER, MA 02631-2141 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33072-142 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 33072/142 |
| Instrument | 34768 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Barnstable County and Brewster Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Brewster Town |
| Elementary School District | Brewster School District (PK - 05) |
| Secondary School District | Nauset School District (06 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,086.00 (+7.03%) | $739,200 (+5.93%) Land $233,900 Building $505,300 | $1,324,205 |
| 2024 | $4,752.00 (+8.07%) | $697,800 (+10.92%) Land $220,700 Building $477,100 | |
| 2023 | $4,397.00 | $629,100 Land $197,000 Building $432,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BREWSTER WATER DEPARTMENT serves 35,000 people · EPA ID MA4041000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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