20 Locust Dr, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 20 Locust Dr, Peru, NY 12972

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,324 sqft · built 1958
Lot Size0.953 acres (41,534 sqft)
OwnerIndividual Name on Record
Last Sale$143,000 (May 2020)
Tax Bill$3,434 (2026)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN094000 280.1-3-9

Property Details

APN / Parcel Number

Primary APN094000 280.1-3-9
Alternative APN
  • 400028000100030090000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,324 sqft Living Area
1st Floor Area1,364 sqft
Upper Floors Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area41,534 sqft (0.953 acres)
Lot Dimensions231 ft deep x 179 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area532 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address20 LOCUST DR
CityPERU
StateNY
Zip12972-2629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAT BELLS
Legal Block3
Legal Lot Number9.000
JurisdictionCLINTON NY
Township / Civil DivisionPERU
Census Block Group3
Census Block3009
Census Tract101901

Owner

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 LOCUST DR, PERU, NY 12972-2629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2020 · Amount on Record
Deed SaleMay 22, 2020 · Amount on Record
Prior SaleMay 27, 2011 · Amount on Record
Deed Document Number2020307656
Prior Transfer DateMay 1, 2020
Prior Transfer Doc0000307656
Record UpdatedOct 29, 2026

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCLINTON NY
Recording DateMay 22, 2020
Property Address20 LOCUST DR, PERU, NY 12972-2629
Document Number0000307656
Instrument DateMay 1, 2020
Instrument307656
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$572.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 TEN BROECK ST #C ALBANY NY 122102595, C, ALBANY, NY 12210-2595

Mortgage

Document Number307657
DateMay 22, 2020
Instrument307657
Lender
NamePARAGON HM LNS
TypeFunding / Finance Company
AddressLIVERPOOL, NY 13088
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2050

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionPeru Town
Unified School DistrictPeru Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,434.00 (+167.45%)
2025$1,284.00$150,300 (-8.63%) Land $22,300 Building $128,000$150,300 (-8.63%) Land $22,300 Building $128,000
2023$164,500 Land $22,300 Building $142,200$164,500 Land $22,300 Building $142,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPERU WD
serves 2,700 people · EPA ID NY0900216
Water SourceSurface water
Last State InspectionMar 2026
Lead9 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: SLICFiber, Westelcom Networks.

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