Suffolk County and Smithtown Town property record for 20 Locust Dr, Nesconset, NY 11767
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,279 sqft · built 2015 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $899,000 (May 2023) |
| Tax Bill | $18,734 (2024) |
| Deeds & Mortgages | May 2023 Sale Mar 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 164.-3-28.1 |
| Primary APN | 473489 164.-3-28.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,279 sqft Living Area |
| Gross Area | 2,948 sqft |
| 1st Floor Area | 1,199 sqft |
| 2nd Floor Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 511 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 158 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 20 LOCUST DR |
|---|---|
| City | NESCONSET |
| State | NY |
| Zip | 11767-2705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | 7TH MAP OF PROPERTY OF RUSSELL |
| Legal Block | 3 |
| Legal Lot Number | 28 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 135401 |
20 Locust Dr is owned and occupied by an individual who bought it in May 2023.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 LOCUST DR, NESCONSET, NY 11767-2705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2023 | Deed, Transfer FIRST AMERICAN TITLE |
| Mar 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on File |
| Deed Sale | May 26, 2023 · Amount on File |
| Prior Sale | Nov 19, 2015 · Amount on File |
| Deed Book / Page | 13203 / 264 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 26, 2023 |
| Property Address | 20 LOCUST DR, NESCONSET, NY 11767-2705 |
| Document Number | 0132030264 |
| Book / Page | 13203 / 264 |
| Instrument Date | Mar 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 LOCUST DR, NESCONSET, NY 11767-2705 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 20 LOCUST DR, NESCONSET, NY 11767-2705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232390889 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 23239/889 |
| Instrument | DL058199 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Apr 1, 2035 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,540 Land $390 Building $7,150 | $942,500 Land $48,750 Building $893,750 | |
| 2024 | $18,734.00 | ||
| 2023 | $7,540 (-) Land $390 Building $7,150 | $8,666 (+12.63%) Land $448 Building $8,218 | |
| 2022 | Additional exemption filed | $7,540 Land $390 Building $7,150 | $7,694 Land $398 Building $7,296 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20 Locust Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1979–2012) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Locust Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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