20 Locust Ave, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 20 Locust Ave, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,752 sqft · built 1925
Lot Size	0.148 acres (6,460 sqft)
Owner	Individual Name on Record
Last Sale	$116,000 (Jul 1985)
Tax Bill	$7,048 (2025)
Deeds & Mortgages	Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-000-08282400`

Property Details

APN / Parcel Number

Primary APN	`06-000-08282400`
Alternative APNs	`6-000-08282400` `00008282400`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,752 sqft Living Area
1st Floor Area	990 sqft
Attic	Attic
Attic Area	286 sqft
Basement Area	190 sqft
Finished Basement	190 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,460 sqft (0.148 acres)
Garage Area	180 sqft
Porch	Open Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00008282400
Street Address	20 LOCUST AVE
City	ANNAPOLIS
State	MD
Zip	21401-3326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LTS 14 15 BK A ANNAPOLIS
Legal Subdivision	ANNAPOLIS
Legal Block	A
Legal Lot Number	14
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2016
Census Tract	706600

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	37460 LOCKES CROSSING RD, MECHANICSVILLE, MD 20659-3478
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 1985 · Amount on Record
Deed Sale	Jul 8, 1985 · Amount on Record
Deed Book / Page	3913 / 855
Last Transfer Date	Mar 21, 2022
Transfer Doc	0386280107
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 20, 2022
Property Address	20 LOCUST AVE, ANNAPOLIS, MD 21401-3326
Document Number	0386280107
Book / Page	38628 / 107
Map Reference	MB 15 PG 46
Instrument Date	Mar 21, 2022
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	37460 LOCKES CROSSING RD, MECHANICSVILLE, MD 20659-3478

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,600 (+6.24%) Land $361,600 Building $161,000	$522,600 (-) Land $361,600 Building $161,000
2025	$7,048.00 (+6.35%)	$491,900 (+14.26%)	$522,600 (+21.39%) Land $361,600 Building $161,000
2024	$6,627.00 (+7.22%)
2023	$6,181.00	$430,500 Land $310,400 Building $120,100	$430,500 Land $310,400 Building $120,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2013–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20