20 Lloyd Rd, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 20 Lloyd Rd, Waterville, ME 04901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,109 sqft · built 1955
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Apr 2020)
Tax Bill$3,456 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNWAVL M:051 B:025

Property Details

APN / Parcel Number

Primary APNWAVL M:051 B:025
Alternative APN
  • 857

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,109 sqft Living Area
Gross Area3,202 sqft
1st Floor Area728 sqft
Basement Area762 sqft
Unfinished Basement762 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number857
Street Address20 LLOYD RD
CityWATERVILLE
StateME
Zip04901-4710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block25
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group1
Census Block1014
Census Tract24202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address20 LLOYD RD, WATERVILLE, ME 04901-4710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2020 · Amount on Record
Deed SaleApr 2, 2020 · Amount on Record
Prior SaleApr 22, 2010 · Amount on Record
Deed Book / Page13517 / 165
Transfer Doc0000009206
Record UpdatedOct 29, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateApr 2, 2020
Property Address20 LLOYD RD, WATERVILLE, ME 04901-4710
Document Number2020007030
Book / Page13517 / 165
Instrument DateMar 27, 2020
Instrument2020007030
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20 LLOYD RD, WATERVILLE, ME 04901-4710

Mortgage

Document Number2020007031
DateApr 2, 2020
Book Page13517/167
Instrument2020007031
Lender
NameKENNEBEC FEDERAL SAVINGS & LOAN
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,456.00 (+5.88%)$203,300 (+24.57%) Land $36,500 Building $166,800
2024$3,264.00 (+0.49%)$163,200 (-) Land $28,100 Building $135,100$212,895
2023$3,248.00 (+15.79%)$163,200 (+50.41%) Land $28,100 Building $135,100
2022$2,805.00$108,500 Land $21,100 Building $87,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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