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20 Lloyd Dr, Coventry, RI 02816 Property Records

Coventry Town property record for 20 Lloyd Dr, Coventry, RI 02816 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,336 sqft · built 1968
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$490,000 (Nov 2023)
Tax Bill$6,426 (2025)
Deeds & MortgagesOct 2025 Mortgage
Nov 2023 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN2-0004-12

Property Details

APN / Parcel Number

Primary APN2-0004-12
Alternative APNs
  • COVE M:60 L:80
  • 6151

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,336 sqft Living Area
Gross Area4,376 sqft
1st Floor Area1,336 sqft
Basement Area2,144 sqft
Unfinished Basement2,144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,295 sqft (0.42 acres)
Garage TypeBasement
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number2-0004-12
Street Address20 LLOYD DR
CityCOVENTRY
StateRI
Zip02816-8432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number80
JurisdictionCOVENTRY RI
Township / Civil DivisionCOVENTRY
Census Block Group1
Census Block1006
Census Tract20602

Owner

Source: Coventry Town records · APN 2-0004-12

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 LLOYD DR, COVENTRY, RI 02816-8432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage · Conventional Mortgage
HARBORONE MORTGAGE
Nov 21, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
HARBORONE MORTGAGE
Sep 13, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Sep 03, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SHAMROCK HOME LOANS
Oct 11, 2018Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Apr 08, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
RESIDENTIAL MORTGAGE SERVICES
Apr 07, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 21, 2023 · Amount on Record
Deed SaleNov 21, 2023 · Amount on Record
Prior SaleOct 27, 2015 · Amount on Record
Deed Document Number20235692
Deed Book / Page2289 / 704
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVENTRY RI
Property Address20 LLOYD DR, COVENTRY, RI 02816-8432
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002339-72
DateOct 14, 2025
Book Page2339/72
Instrument5168
Lender
NameHARBORONE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOVENTRY RI
Recording DateNov 21, 2023
Property Address20 LLOYD DR, COVENTRY, RI 02816-8432
Document Number002289-704
Book / Page2289 / 704
Instrument DateNov 20, 2023
Instrument5692
Transaction TypeTransfer
Record UpdatedDec 07, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20 LLOYD DR, COVENTRY, RI 02816-8432

Mortgage

Document Number0000005693
DateNov 21, 2023
Instrument5693
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVENTRY RI
Property Address20 LLOYD DR, COVENTRY, RI 02816-8432
Transaction TypeMortgage
Record UpdatedSep 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002259-588
DateSep 13, 2022
Book Page2259/588
Instrument5746
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueOct 01, 2047

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVENTRY RI
Property Address20 LLOYD DR, COVENTRY, RI 02816-8432
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2223-954
DateSep 03, 2021
Book Page2223/954
Instrument7442
Lender
NameSHAMROCK HOME LOANS
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVENTRY RI
Property Address20 LLOYD DR, COVENTRY, RI 02816-8432
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2112-719
DateOct 11, 2018
Book Page2112/719
Lender
NameTD BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 01, 2028

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVENTRY RI
Property Address20 LLOYD DR, COVENTRY, RI 02816-8432
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2126-38
DateApr 08, 2019
Book Page2126/38
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVENTRY RI
Property Address20 LLOYD DR, COVENTRY, RI 02816-8432
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2159-180
DateApr 07, 2020
Book Page2159/180
Instrument2067
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Coventry Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCoventry Town
Unified School DistrictCoventry School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,426.00 (+5.53%)$399,400 (+0.55%) Land $103,000 Building $296,400
2024$511,195
2023$6,089.00$397,200 Land $103,000 Building $294,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030206021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1996–2024)
Claims Outside the SFHA5 of 6
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 153 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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