20 Lloyd Dr, Buffalo, NY 14225 Property Records

Erie County and Cheektowaga Town property record for 20 Lloyd Dr, Buffalo, NY 14225

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,820 sqft · built 1962
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$195,000 (Mar 2021)
Tax Bill	$6,591 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-0531000`

Property Details

APN / Parcel Number

Primary APN	`026-0531000`
Alternative APNs	`30891020800007038000` `143089 102.08-7-38`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Total Area
1st Floor Area	1,040 sqft
Upper Floors Area	780 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 59.4 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	026-0531000
Street Address	20 LLOYD DR
City	BUFFALO
State	NY
Zip	14225-4308
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02R
Legal Description	MC 2141 SL 18
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	7
Legal Lot Number	38.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	1
Census Block	1023
Census Tract	10003

Owner

20 Lloyd Dr, a duplex, is owned by a company that bought it in March 2021.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	20 LLOYD DR, BUFFALO, NY 14225-4308
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2021 · Amount on File
Deed Sale	Mar 3, 2021 · Amount on File
Deed Document Number	202139763
Deed Book / Page	11375 / 6061
Record Updated	Oct 29, 2026

March 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ERIE NY
Recording Date	Mar 3, 2021
Property Address	20 LLOYD DR, CHEEKTOWAGA, NY 14225-4308
Document Number	0113756061
Book / Page	11375 / 6061
Map Reference	DOC 2141
Instrument Date	Feb 3, 2021
Instrument	2021039763
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	248 N AUTUMN ST, 248, AMHERST, NY 14221-6645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LLOYD DR, CHEEKTOWAGA, NY 14225-4308

Mortgage

Document Number	0139828192
Date	Mar 3, 2021
Book Page	13982/8192
Instrument	2021039764

Lender

Name	PATCH OF LAND LENDING LLC
Type	Mortgage Company
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 20 Lloyd Dr was $6,591, up 81.2% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga-Maryvale Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,591.00 (+81.17%)
2025	$3,638.00 (-42.07%)	$195,000 (-) Land $17,000 Building $178,000	$260,000 (+6.67%) Land $22,667 Building $237,333
2024	$6,280.00	$195,000 (-) Land $17,000 Building $178,000	$243,750 (+13.75%) Land $21,250 Building $222,500
2023		$195,000 Land $17,000 Building $178,000	$214,286 Land $18,681 Building $195,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Lloyd Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1979–1987)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Jun 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Lloyd Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20