20 Lincoln St, Niantic, CT 06357 Property Records

East Lyme Town property record for 20 Lincoln St, Niantic, CT 06357

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,878 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$6,531 (2025)
Deeds & Mortgages	Sep 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:017.3 B:00111 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:017.3 B:00111 L:00000`
Alternative APN	`3813`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,878 sqft Living Area
Gross Area	3,303 sqft
1st Floor Area	1,209 sqft
Basement Area	789 sqft
Unfinished Basement	789 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3813
Street Address	20 LINCOLN ST
City	NIANTIC
State	CT
Zip	06357-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	111
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1010
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:017.3 B:00111 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 LINCOLN ST, NIANTIC, CT 06357-3206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	20 LINCOLN ST, NIANTIC, CT 06357-3206
Transaction Type	Mortgage
Record Updated	Oct 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001087-291
Date	Sep 21, 2022
Book Page	1087/291
Instrument	2695

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,531.00	$233,170 (-) Land $103,600 Building $129,570	$163,219 Land $72,520 Building $90,699
2024	$6,531.00 (+12.58%)
2023	$5,801.00 (+4.35%)	$233,170 (-) Land $103,600 Building $129,570
2022	$5,559.00	$233,170 Land $103,600 Building $129,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C, as of September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 230 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CT0450011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EAST LYME WATER & SEWER COMMISSION serves 15,245 people
Water Source	Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.