20 Lincoln Dr, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 20 Lincoln Dr, North Smithfield, RI 02896

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,630 sqft · built 1985
Lot Size	3.47 acres (151,249 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,588 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0006 L:0319`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0006 L:0319`
Alternative APN	`1955`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,630 sqft Living Area
Gross Area	5,698 sqft
1st Floor Area	1,670 sqft
Attic	Attic
Attic Area	319 sqft
Basement Area	1,820 sqft
Unfinished Basement	1,670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	151,249 sqft (3.47 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1955
Street Address	20 LINCOLN DR
City	NORTH SMITHFIELD
State	RI
Zip	02896-6955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	319
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	2
Census Block	2013
Census Tract	12801

Owner

Source: North Smithfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 LINCOLN DR, NORTH SMITHFIELD, RI 02896-6955
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	20 LINCOLN DR, NORTH SMITHFIELD, RI 02896-6955
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000859-268
Date	Aug 3, 2020
Book Page	859/268
Instrument	42897

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	20 LINCOLN DR, NORTH SMITHFIELD, RI 02896-6955
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000931-306
Date	Jan 31, 2022
Book Page	931/306
Instrument	47910

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,588.00 (+5.22%)	$746,800 (+30.38%) Land $195,400 Building $551,400	$774,198
2023	$8,162.00 (+2.43%)	$572,800 (-) Land $166,800 Building $406,000
2022	$7,968.00	$572,800 Land $166,800 Building $406,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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