Cumberland County and Windham Town property record for 20 Lincoln Cir, Windham, ME 04062
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,428 sqft · built 2004 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,349 (2025) |
| Deeds & Mortgages | Sep 2022 Refinance Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L4565R |
| Primary APN | L4565R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,428 sqft Living Area |
| Gross Area | 2,616 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,511 sqft (0.93 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | L4565R |
|---|---|
| Street Address | 20 LINCOLN CIR |
| City | WINDHAM |
| State | ME |
| Zip | 04062-5566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | F |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | WINDHAM ME |
| Township / Civil Division | WINDHAM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 4802 |
20 Lincoln Cir is owned and occupied by two individuals.
Source: Cumberland County and Windham Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 LINCOLN CIR, WINDHAM, ME 04062-5566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU |
| Jun 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Sep 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDHAM ME |
| Property Address | 20 LINCOLN CIR, WINDHAM, ME 04062-5566 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0397300035 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 39730/35 |
| Instrument | 48404 |
| Name | CUMBERLAND COUNTY FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDHAM ME |
| Property Address | 20 LINCOLN CIR, WINDHAM, ME 04062-5566 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0383510177 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 38351/177 |
| Instrument | 45134 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDHAM ME |
| Property Address | 20 LINCOLN CIR, WINDHAM, ME 04062-5566 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0360020027 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 36002/27 |
| Instrument | 47079 |
| Name | CUMBERLAND COUNTY FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 20 Lincoln Cir was $4,349, up 5.1% from the year before.
Source: Cumberland County and Windham Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Windham Town |
| Unified School District | Regional School Unit 14 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,349.00 (+5.15%) | $360,600 (-) Land $106,100 Building $254,500 |
| 2024 | $4,136.00 (+6.87%) | $360,600 (+4.37%) Land $106,100 Building $254,500 |
| 2023 | $3,870.00 (+8.62%) | $345,500 (+12.58%) Land $99,300 Building $246,200 |
| 2022 | $3,563.00 | $306,900 Land $87,900 Building $219,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20 Lincoln Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2020 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Lincoln Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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