Monmouth County and Highlands Borough property record for 20 Lighthouse Point Rd, Highlands, NJ 07732
| Property Type | Single Family Home |
|---|---|
| Details | 1,980 sqft · built 2018 |
| Lot Size | 0.032 acres (1,408 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $20,248 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19 00101-0000-00027-02-C505 |
| Primary APN | 19 00101-0000-00027-02-C505 |
|---|---|
| Alternative APN |
|
| Building Area | 1,980 sqft Living Area |
|---|
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,408 sqft (0.032 acres) |
| Old Parcel Number | 190010100000002702C505 |
|---|---|
| Street Address | 20 LIGHTHOUSE POINT RD |
| City | HIGHLANDS |
| State | NJ |
| Zip | 07732-1024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: 2018 1ST YR PILOT |
| Legal Subdivision | BOROUGH/HIGHLANDS BLDG 5 UN 50 |
| Legal Block | 101 |
| Legal Lot Number | 27.2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 800101 |
Source: Monmouth County and Highlands Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 LIGHTHOUSE POINT RD, HIGHLANDS, NJ 07732-1024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 20 LIGHTHOUSE POINT RD, HIGHLANDS, NJ 07732-1024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0095682152 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 9568/2152 |
| Instrument | 2021184269 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 20 LIGHTHOUSE POINT RD, HIGHLANDS, NJ 07732-1024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0095925146 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 9592/5146 |
| Instrument | 2022046832 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Highlands Borough |
| Unified School District | Henry Hudson Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,551,800 (+31.05%) Land $978,800 Building $573,000 | $1,551,800 (+31.05%) Land $978,800 Building $573,000 | |
| 2025 | $20,248.00 (+38.31%) | $1,184,100 (+74.85%) Land $797,500 Building $386,600 | $1,184,100 (+74.85%) Land $797,500 Building $386,600 |
| 2024 | $14,640.00 (+12.61%) | ||
| 2023 | $677,200 Land $310,700 Building $366,500 | $677,200 Land $310,700 Building $366,500 | |
| 2022 | $13,001.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 131 individual policies |
| Nearby Flood Policies | 418 units insured incl. 287 condo units |
| Nearby Flood Claims | 76 (1991–2019) |
| Claims Outside the SFHA | 3 of 76 |
| Most Recent Claim | Mar 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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