20 Liberty Dr, Dover, DE 19904 Property Records

Kent County property record for 20 Liberty Dr, Dover, DE 19904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,432 sqft · built 1978
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$139,506 (May 2016)
Tax Bill	$1,918 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-067.18-03-52.00-000`

Property Details

APN / Parcel Number

Primary APN	`2-05-067.18-03-52.00-000`
Alternative APNs	`ED05067.180352.00/000` `13924`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,432 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	139 ft deep x 117 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13924
Street Address	20 LIBERTY DR
City	DOVER
State	DE
Zip	19904-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	BICENTENNIAL VILLAGE, LOT #84 20 LIBERTY DRIVE
Legal Subdivision	BICENTENNIAL VILLAGE
Legal Lot Number	84
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	3
Census Block	3005
Census Tract	40700

Owner

20 Liberty Dr is owned and occupied by two individuals who bought it in May 2016.

Source: Kent County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 LIBERTY DR, DOVER, DE 19904-2642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 21, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 13, 2016	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS
Dec 13, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2016 · Amount on File
Deed Sale	May 19, 2016 · Amount on File
Prior Sale	Apr 3, 2007 · Amount on File
Deed Document Number	2016296289
Deed Book / Page	8098 / 112
Prior Transfer Date	May 5, 2016
Prior Transfer Doc	0000296289
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Recording Date	Sep 21, 2026
Property Address	20 LIBERTY DR, DOVER, DE 19904-2642
Document Number	0000544553
Book / Page	14430 / 36
Instrument Date	Aug 26, 2026
Instrument	2026544553
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LIBERTY DR, DOVER, DE 19904-2642

Mortgage

Document Number	0000544553,
Date	Sep 21, 2026
Book Page	14430/36
Instrument	2026544553

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2047

Interest

Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	20 LIBERTY DR, DOVER, DE 19904-2642
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LIBERTY DR, DOVER, DE 19904-2642

Mortgage

Document Number	0000479039
Date	Aug 21, 2023
Book Page	12618/16
Instrument	2023-479039

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	281 Months
Due	Jan 1, 2047

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENT DE
Property Address	20 LIBERTY DR, DOVER, DE 19904-2642
Document Number	0000310754
Instrument Date	Dec 13, 2016
Transaction Type	Mortgage
Record Updated	Jan 11, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 LIBERTY DR DOVER DE 199042642, DOVER, DE 19904-2642

Mortgage

Document Number	0000310754
Date	Jan 3, 2017
Book Page	008438/000001
Instrument	310754

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	20 LIBERTY DR, DOVER, DE 19904-2642
Document Number	0000310788
Instrument Date	Dec 13, 2016
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 LIBERTY DR DOVER DE 199042642, DOVER, DE 19904-2642

Mortgage

Document Number	0000310788
Date	Jan 3, 2017
Book Page	008438/000322
Instrument	310788

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 20 Liberty Dr was $1,918, up 5.8% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Dover City
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,918.00 (+5.85%)	$308,300 Land $112,000 Building $196,300
2025	$1,812.00
2023	$1,645.00	$55,900 Land $11,200 Building $44,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Liberty Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Liberty Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

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