Essex County and Gloucester City property record for 20 Leonard St, Unit 1, Gloucester, MA 01930
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 2,080 sqft · built 2000 |
| Lot Size | 0.274 acres (11,941 sqft) |
| Owner | Trust Name on File |
| Last Sale | $385,000 (Mar 2001) |
| Tax Bill | $9,362 (2026) |
| Deeds & Mortgages | Apr 2023 Transfer Aug 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0119 B:0019 L:0001 |
| Primary APN | GLOU M:0119 B:0019 L:0001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,080 sqft Living Area |
| 1st Floor Area | 829 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,941 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20 LEONARD ST, 1 |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1364 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | NB |
| Legal Subdivision | 20 LEONARD STREET CONDO |
| Legal Block | 19 |
| Legal Lot Number | 1 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 221100 |
20 Leonard St, Unit 1 is owner-occupied and held in a trust since April 2023.
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 20 LEONARD ST, 1, GLOUCESTER, MA 01930-1364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 5, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Aug 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO |
| Apr 24, 2017 | Deed of Trust, Mortgage · ARM CAPE ANN SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2001 · Amount on File |
| Deed Sale | Mar 30, 2001 · Amount on File |
| Deed Book / Page | 17025 / 293 |
| Last Transfer Date | Apr 4, 2023 |
| Transfer Doc | 041507-238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Apr 5, 2023 |
| Property Address | 20 LEONARD ST UNIT 1, 1, GLOUCESTER, MA 01930-1364 |
| Document Number | 041507-238 |
| Book / Page | 41507 / 238 |
| Instrument Date | Apr 4, 2023 |
| Instrument | 20230405000890 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 LEONARD ST UNIT 1, 1, GLOUCESTER, MA 01930-1364 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 20 LEONARD ST UNIT 1, 1, GLOUCESTER, MA 01930-1364 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40163-112 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 40163/112 |
| Instrument | 20210810001300 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 20 LEONARD ST UNIT 1, 1, GLOUCESTER, MA 01930-1364 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35816-451 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 35816/451 |
| Instrument | 293 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 20 Leonard St, Unit 1 was $9,362, up 6.4% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,362.00 (+6.4%) | $1,005,600 (+11.09%) Building $1,005,600 | $970,088 |
| 2025 | $8,799.00 (+4.27%) | $905,200 (+4.37%) Building $905,200 | |
| 2024 | $8,439.00 (-1.08%) | $867,300 (+7.66%) Building $867,300 | $967,480 |
| 2023 | $8,531.00 | $805,600 Building $805,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Leonard St, Unit 1 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 39 units insured incl. 3 condo units |
| Nearby Flood Claims | 27 (1978–2024) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Leonard St, Unit 1 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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