20 Leonard St, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 20 Leonard St, Adams, MA 01220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,434 sqft · built 1952
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$266,000 (Jun 2022)
Tax Bill	$4,518 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2021 Transfer + 4 more
APN	`41220000000470`

Property Details

APN / Parcel Number

Primary APN	`41220000000470`
Alternative APNs	`ADAM M:1220 B:0000 L:00470` `M:000122 P:000047`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,434 sqft Living Area
1st Floor Area	894 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1976
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	41220000000470
Street Address	20 LEONARD ST
City	ADAMS
State	MA
Zip	01220-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	470
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	2
Census Block	2014
Census Tract	922300

Owner

20 Leonard St is owned and occupied by two individuals who bought it in June 2022.

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 LEONARD ST, ADAMS, MA 01220-9741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREYLOCK FCU
Feb 11, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 11, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREYLOCK FCU
Sep 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 29, 2019	Quit Claim Deed, Transfer Quitclaim
Apr 21, 2017	Quit Claim Deed, Transfer ADAMS COMMUNITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Prior Sale	Feb 11, 2021 · Amount on File
Deed Book / Page	1795 / 338
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Jun 29, 2022
Property Address	20 LEONARD ST, ADAMS, MA 01220-9741
Document Number	001795-338
Book / Page	1795 / 338
Instrument Date	Jun 29, 2022
Instrument	4030
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 LEONARD ST, ADAMS, MA 01220-9741

Mortgage

Document Number	0000004031
Date	Jun 29, 2022
Instrument	4031

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Feb 11, 2021
Property Address	20 LEONARD ST, ADAMS, MA 01220-9741
Document Number	1742-70
Book / Page	1742 / 70
Instrument Date	Dec 28, 2020
Instrument	1007
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LEONARD ST, ADAMS, MA 01220-9741

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Feb 11, 2021
Property Address	20 LEONARD ST, ADAMS, MA 01220-9741
Document Number	1742-75
Book / Page	1742 / 75
Instrument Date	Dec 21, 2020
Instrument	1008
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LEONARD ST, ADAMS, MA 01220-9741

Mortgage

Document Number	1009
Date	Feb 11, 2021
Instrument	1009

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Mar 1, 2028
Max Rate At Change	3%
Index	5-Year CMT
Margin	3

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Sep 9, 2020
Property Address	20 LEONARD ST, ADAMS, MA 01220-9741
Document Number	1724-688
Book / Page	001724 / 000688
Instrument Date	Sep 3, 2020
Instrument	4913
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LEONARD ST ADAMS MA 012209741, ADAMS, MA 01220-9741

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Jan 29, 2019
Property Address	20 LEONARD ST, ADAMS, MA 01220-9741
Document Number	1674-888
Book / Page	001674 / 000888
Instrument Date	Jan 25, 2019
Instrument	484
Transaction Type	Transfer
Record Updated	Feb 19, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LEONARD ST ADAMS MA 012209741, ADAMS, MA 01220-9741

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Apr 21, 2017
Property Address	20 LEONARD ST, ADAMS, MA 01220-9741
Document Number	1621-706
Book / Page	1621 / 706
Instrument	2075
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.18
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16210709
Date	Apr 21, 2017
Instrument	01621/0709

Lender

Name	ADAMS COMMUNITY BK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20 Leonard St was $4,518, up 6% from the year before.

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,518.00 (+5.96%)	$265,600 (+9.26%) Land $55,900 Building $209,700	$286,266
2024	$4,264.00 (+26.87%)	$243,100 (+34.16%) Land $52,600 Building $190,500
2023	$3,361.00	$181,200 Land $47,800 Building $133,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 20 Leonard St; there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Leonard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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