20 Ledge Rd, Haverhill, MA 01830 Property Records

Essex County and Haverhill City property record for 20 Ledge Rd, Haverhill, MA 01830 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1930
Square Footage1,998 sqft Living Area
Lot Size78,844 sqft (1.81 acres)
OccupancyOwner Occupied
Last Sale$390,000 (2016)
Tax Bill$7,485.00 (2025)

Property Details

APN / Parcel Number

Primary APN635-4-3
Alternative APN
  • HAVE M:0635 B:00004 L:3

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,998 sqft Living Area
Gross Area4,614 sqft Gross Area
Basement Area1,692 sqft Basement
Unfinished Basement1,692 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area78,844 sqft (1.81 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number635-4-3
Street Address20 LEDGE RD
CityHAVERHILL
StateMA
Zip01830-1447
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block4
Legal Lot Number3
JurisdictionHAVERHILL MA
Minor Civil DivisionHAVERHILL
Census Blockgroup1
Census Block1002
Census Tract260401

Owner

Source: Essex County and Haverhill City records · APN 635-4-3

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 LEDGE RD, HAVERHILL, MA 01830-1447
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2017Deed of Trust, Mortgage
HAVERHILL BANK
Sep 12, 2019Deed of Trust, Mortgage · Balloon Payment
SANTANDER BANK NA
Aug 05, 2020Deed of Trust, Mortgage · Stand Alone Refinance
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Jul 21, 2016
  • Deed Sale Price on Jul 21, 2016
  • Prior Sale Amount on Feb 08, 2016
Deed Book / Page35103 / 176
Record RefreshedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAVERHILL MA
Property Address20 LEDGE RD, HAVERHILL, MA 01830-1447
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36437-382
DateDec 28, 2017
Book Page36437/382
Instrument171228001630
Lender
NameHAVERHILL BANK
TypeBank
Agreement
AmountAmount Recorded
Term180 Months
DueDec 01, 2032

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAVERHILL MA
Property Address20 LEDGE RD, HAVERHILL, MA 01830-1447
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37837-55
DateSep 12, 2019
Book Page37837/55
Instrument20190912004710
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAVERHILL MA
Property Address20 LEDGE RD, HAVERHILL, MA 01830-1447
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38790-596
DateAug 05, 2020
Book Page38790/596
Instrument20200805002790
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

Tax Assessment & Valuation

Source: Essex County and Haverhill City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityHaverhill City
Unified School DistrictHaverhill School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,485.00 (+6.64%)$698,900 (+5.94%) Land $264,800 Building $434,100$559,550
2024$7,019.00 (+6.56%)$659,700 (+11.66%) Land $264,600 Building $395,100
2023$6,587.00$590,800 Land $238,400 Building $352,400

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