Cumberland County and Cumberland Town property record for 20 Ledge Rd, Cumberland Foreside, ME 04110 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,189 sqft · built 1991 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,800 (Jul 2013) |
| Tax Bill | $21,922 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Mar 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CMBL M:U06-A L:11 |
| Primary APN | CMBL M:U06-A L:11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,189 sqft Living Area |
| Gross Area | 8,606 sqft |
| 1st Floor Area | 2,083 sqft |
| Basement Area | 496 sqft |
| Unfinished Basement | 496 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 20263162 |
|---|---|
| Street Address | 20 LEDGE RD |
| City | CUMBERLAND FORESIDE |
| State | ME |
| Zip | 04110-1116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SCHOONER ROCKS |
| Legal Lot Number | 11 |
| Jurisdiction | CUMBERLAND ME |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 4202 |
Source: Cumberland County and Cumberland Town records · APN CMBL M:U06-A L:11
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 LEDGE RD, CUMBERLAND FORESIDE, ME 04110-1116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2025 | Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS |
| Mar 22, 2021 | Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS |
| Aug 12, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SACO & BIDDEFORD SAVINGS |
| Jun 14, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 09, 2013 · Amount on Record |
| Deed Sale | Jul 09, 2013 · Amount on Record |
| Deed Document Number | 201340141 |
| Deed Book / Page | 30818 / 20 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND ME |
| Property Address | 20 LEDGE RD, CUMBERLAND FORESIDE, ME 04110-1116 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0414110213 |
|---|---|
| Date | Apr 29, 2025 |
| Book Page | 41411/213 |
| Instrument | 14685 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND ME |
| Property Address | 20 LEDGE RD, CUMBERLAND FORESIDE, ME 04110-1116 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0379600164 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 37960/164 |
| Instrument | 20011 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Apr 01, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND ME |
| Property Address | 20 LEDGE RD, CUMBERLAND FORESIDE, ME 04110-1116 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0370450134 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 37045/134 |
| Instrument | 48207 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND ME |
| Recording Date | Jun 14, 2019 |
| Property Address | 20 LEDGE RD, CUMBERLAND FORESIDE, ME 04110-1116 |
| Document Number | 0357160302 |
| Book / Page | 035716 / 000302 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 25292 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 LEDGE RD CUMBERLAND FORESIDE ME 041101116, CUMBERLAND FORESIDE, ME 04110-1116 |
Source: Cumberland County and Cumberland Town records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Cumberland Town |
| Unified School District | School Administrative District 51 (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $21,922.00 (+18.77%) | $870,600 (-) Land $390,600 Building $480,000 |
| 2022 | $18,457.00 | $870,600 Land $390,600 Building $480,000 |
Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050042022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 20 individual NFIP policies nearby |
| Nearby Flood Policies | 20 in force 8 of 20 on primary residences |
| Wildfire Risk | Low above 6% of the US · above 5% of Maine |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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