20 Ledbetter Cir, Fairview, NC 28730 Property Records

Buncombe County property record for 20 Ledbetter Cir, Fairview, NC 28730

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 3 ba · 3,046 sqft · built 1928
Lot Size	7.63 acres (332,798 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Oct 2018)
Tax Bill	$4,777 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2017 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9686-60-3396-00000`

Property Details

APN / Parcel Number

Primary APN	`9686-60-3396-00000`
Alternative APN	`968660431500000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,046 sqft Living Area
Gross Area	6,274 sqft
1st Floor Area	2,106 sqft
2nd Floor Area	1,820 sqft
Basement Area	2,722 sqft
Unfinished Basement	2,722 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	332,798 sqft (7.63 acres)
Garage Type	Mixed
Garage Area	240 sqft
Carport	Carport
Carport Area	160 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	402 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	968660431500000
Street Address	20 LEDBETTER CIR
City	FAIRVIEW
State	NC
Zip	28730-8752
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	DEED DATE:05/30/2019 DEED
Legal Description	DEED DATE:05/30/2019 DEED:5774-1984 PLAT:0192-0161
Legal Lot Number	3241
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	1
Census Block	1000
Census Tract	3203

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 LEDBETTER CIR, FAIRVIEW, NC 28730-8752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 21, 2017	Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
May 30, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 10, 2018	Warranty Deed, Transfer · Conventional with PMI DANIE B & JOYCE GOFORTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Prior Sale	Dec 31, 2003 · Amount on Record
Deed Document Number	0057100542
Deed Book / Page	005710 / 000542
Last Transfer Date	May 30, 2019
Transfer Doc	0057741980
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	20 LEDBETTER CIR, FAIRVIEW, NC 28730-8752
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LEDBETTER CIR, FAIRVIEW, NC 28730-8752

Mortgage

Document Number	0062680884
Date	Oct 19, 2022
Book Page	6268/884

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	20 LEDBETTER CIR, FAIRVIEW, NC 28730-8752
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055820511
Date	Aug 21, 2017
Book Page	5582/0511

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	367 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	9.87%
Index	1-Year T-Bill
Max Rate	9.87%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	20 LEDBETTER CIR, FAIRVIEW, NC 28730-8752
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060101224
Date	Jan 25, 2021
Book Page	6010/1224

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 30, 2019
Property Address	20 LEDBETTER CIR, FAIRVIEW, NC 28730-8752
Document Number	0057741980
Book / Page	005774 / 001980
Instrument Date	May 30, 2019
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	137 STONECREST DR ASHEVILLE NC 288038514, ASHEVILLE, NC 28803-8514

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 10, 2018
Property Address	20 LEDBETTER CIR, FAIRVIEW, NC 28730-8752
Document Number	0057100542
Book / Page	005710 / 000542
Instrument Date	Oct 10, 2018
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	236 GOVERNORS VIEW RD ASHEVILLE NC 288052354, ASHEVILLE, NC 28805-2354

Mortgage

Document Number	57100545
Date	Oct 10, 2018
Book Page	005710/000545

Lender

Name	DANIE B & JOYCE GOFORTH
Address	137 STONECREST DR, ASHEVILLE, NC 28803-8514
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Oct 9, 2028

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,777.00 (+12.06%)	$676,100 (+1.96%)
2023	$4,263.00	$663,100	$663,100 (-1.92%) Land $108,400 Building $554,700
2021			$676,100 Land $108,400 Building $567,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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