20 Lawrence Rd, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 20 Lawrence Rd, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,736 sqft · built 2014
Lot Size	3.22 acres (140,263 sqft)
Owner	2 Individual Names on File
Last Sale	$701,000 (Aug 2025)
Tax Bill	$11,895 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:6 B:1 L:2`

Property Details

APN / Parcel Number

Primary APN	`DERY M:6 B:1 L:2`
Alternative APN	`102290`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,736 sqft Living Area
Gross Area	2,964 sqft
1st Floor Area	904 sqft
Basement Area	904 sqft
Unfinished Basement	904 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	140,263 sqft (3.22 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	102290
Street Address	20 LAWRENCE RD
City	DERRY
State	NH
Zip	03038-4191
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LMDR
Legal Block	1
Legal Lot Number	2
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	3
Census Block	3007
Census Tract	3601

Owner

20 Lawrence Rd is owned and occupied by two individuals who bought it in August 2025.

Source: Rockingham County and Derry Town records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 LAWRENCE RD, DERRY, NH 03038-4191
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Warranty Deed, Transfer · Conventional Mortgage SERVICE CU
Jul 19, 2023	Warranty Deed, Transfer · FHA Mortgage AMERANT MORTGAGE
Apr 7, 2017	Warranty Deed, Transfer · Conventional with PMI BAR HARBOR BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on File
Deed Sale	Aug 25, 2025 · Amount on File
Prior Sale	Jul 19, 2023
Deed Document Number	20258001
Deed Book / Page	6644 / 568
Prior Transfer Date	Jul 14, 2023
Prior Transfer Doc	06495-1558
Record Updated	Sep 20, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Aug 25, 2025
Property Address	20 LAWRENCE RD, DERRY, NH 03038-4191
Document Number	006644-568
Book / Page	6644 / 568
Instrument Date	Aug 25, 2025
Instrument	25028001
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 LAWRENCE RD, DERRY, NH 03038-4191

Mortgage

Document Number	0025028002
Date	Aug 25, 2025
Instrument	25028002

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Sep 1, 2030
Index	1-Year CMT

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Jul 19, 2023
Property Address	20 LAWRENCE RD, DERRY, NH 03038-4191
Document Number	06495-1558
Book / Page	6495 / 1558
Instrument Date	Jul 14, 2023
Instrument	23020979
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 LAWRENCE RD, DERRY, NH 03038-4191

Mortgage

Document Number	06495-1560
Date	Jul 19, 2023
Book Page	6495/1560
Instrument	23020980

Lender

Name	AMERANT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Apr 7, 2017
Property Address	20 LAWRENCE RD, DERRY, NH 03038-4191
Document Number	0058092966
Book / Page	005809 / 002966
Instrument Date	Apr 4, 2017
Instrument	14125
Transaction Type	Transfer
Record Updated	Apr 13, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,860.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 STONEGATE LN DERRY NH 030382570, DERRY, NH 03038-2570

Mortgage

Document Number	58092968
Date	Apr 7, 2017
Book Page	005809/002968
Instrument	14126

Lender

Name	BAR HARBOR BK&TR
Type	Bank
Address	BAR HARBOR, ME 04609

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 20 Lawrence Rd was $11,895, up 11.5% from the year before.

Source: Rockingham County and Derry Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,895.00 (+11.46%)	$626,400 (+9.7%) Land $216,600 Building $409,800
2024	$10,672.00 (+3.13%)	$571,000 (+14.11%) Land $216,600 Building $354,400
2023	$10,348.00 (+8.61%)	$500,400 (-) Land $184,100 Building $316,300	$533,710
2022	$9,528.00	$500,400 Land $184,100 Building $316,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Lawrence Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Lawrence Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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