Essex County and Rowley Town property record for 20 Lawrence Rd, Apt 2, Rowley, MA 01969
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,130 sqft · built 1960 |
| Lot Size | 13.2 acres (577,105 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Aug 2025) |
| Tax Bill | $4,262 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0005 B:0031B L:0002 |
| Primary APN | ROWL M:0005 B:0031B L:0002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Units | 16 Units |
| Stories | 2 Stories |
| Building Area | 1,130 sqft Living Area |
| Gross Area | 1,526 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 577,105 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 20 LAWRENCE RD, 2 |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-2478 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | OUT |
| Legal Subdivision | BOXFORD ROAD CONDO |
| Legal Block | 31B |
| Legal Lot Number | 2 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 270100 |
20 Lawrence Rd, Apt 2 is owned and occupied by an individual who bought it in August 2025.
Source: Essex County and Rowley Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 LAWRENCE RD, 2, ROWLEY, MA 01969-2478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2025 | Deed, Transfer · Conventional Mortgage SALEM FIVE MORTGAGE CORP |
| Jan 3, 2017 | Deed of Trust, Mortgage FBC MTG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2025 · Amount on File |
| Deed Sale | Aug 14, 2025 · Amount on File |
| Prior Sale | May 16, 2012 · Amount on File |
| Deed Book / Page | 42888 / 482 |
| Transfer Doc | 3134000445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Aug 14, 2025 |
| Property Address | 20 LAWRENCE RD APT 2, 2, ROWLEY, MA 01969-2478 |
| Document Number | 042888-482 |
| Book / Page | 42888 / 482 |
| Instrument Date | Aug 14, 2025 |
| Instrument | 20250814003630 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 LAWRENCE RD APT 2, 2, ROWLEY, MA 01969-2478 |
| Document Number | 20250814003640 |
|---|---|
| Date | Aug 14, 2025 |
| Instrument | 20250814003640 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 20 LAWRENCE RD APT 2, 2, ROWLEY, MA 01969-2478 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35584-267 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 35584/267 |
| Instrument | 178 |
| Name | FBC MTG LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2047 |
The 2026 property tax bill for 20 Lawrence Rd, Apt 2 was $4,262, up 4.8% from the year before.
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,262.00 (+4.85%) | $352,500 (+2.06%) Building $352,500 | $356,602 (+6.97%) |
| 2025 | $4,065.00 (+1.63%) | $345,400 (+4.48%) Building $345,400 | $333,355 |
| 2024 | $4,000.00 (+10.99%) | $330,600 (+19.44%) Building $330,600 | |
| 2023 | $3,604.00 | $276,800 Building $276,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Lawrence Rd, Apt 2 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Lawrence Rd, Apt 2 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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