Westmoreland County property record for 20 Lawrence Ln, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,880 sqft · built 1992 |
| Owner | Individual Name on File |
| Last Sale | $472,000 (May 2024) |
| Tax Bill | $1,361 (2025) |
| Deeds & Mortgages | May 2024 Sale Jun 2020 Sale & Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 3A1-2-9-5 |
| Primary APN | 3A1-2-9-5 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,880 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 20705 |
|---|---|
| Old Parcel Number | 3A1-2-9-5 |
| Street Address | 20 LAWRENCE LN |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-2935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DB |
| Legal Description | W 1/2 OF LOTS 5 & 6 BK 9DB 979 PG 277 |
| Legal Block | 9 |
| Legal Lot Number | 5-6 6 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 10402 |
20 Lawrence Ln is owned by an individual who bought it in May 2024.
Source: Westmoreland County records, as of January 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6914 WOLF RUN SHOALS RD, FAIRFAX STATION, VA 22039-1732 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2024 | Warranty Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO |
| Jun 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2024 · Amount on File |
| Deed Sale | May 6, 2024 · Amount on File |
| Prior Sale | Jun 30, 2020 · Amount on File |
| Deed Document Number | 09790277 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | May 6, 2024 |
| Property Address | 20 LAWRENCE LN, COLONIAL BEACH, VA 22443-2935 |
| Document Number | 0009790277 |
| Instrument Date | May 2, 2024 |
| Instrument | 09790277 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6914 WOLF RUN SHOALS RD, FAIRFAX STATION, VA 22039-1732 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Jun 30, 2020 |
| Property Address | 20 LAWRENCE LN, COLONIAL BEACH, VA 22443-2935 |
| Document Number | 0009322600 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 09322600 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3559 GILBERT STATION RD, BARBOURSVILLE, VA 22923-2001 |
| Document Number | 0009322603 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 09322603 |
| Name | C&F MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 20 Lawrence Ln was $1,361.
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Colonial Beach Town |
| County | Westmoreland County |
| Unified School District | Colonial Beach Town Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,361.00 | $324,100 Land $47,500 Building $276,600 | $324,100 Land $47,500 Building $276,600 |
| 2023 | $319,100 Land $47,500 Building $271,600 | $319,100 Land $47,500 Building $271,600 | |
| 2022 | $1,276.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Lawrence Ln in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 95 individual policies |
| Nearby Flood Policies | 103 units insured incl. 8 condo units |
| Nearby Flood Claims | 3 (2015–2023) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Lawrence Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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