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20 Laurel St, Middletown, CT 06457 Property Records

Middletown City property record for 20 Laurel St, Middletown, CT 06457

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,196 sqft · built 1948
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$295,000 (Jun 2025)
Tax Bill$5,263 (2026)
Deeds & MortgagesNov 2025 Line of Credit
Jun 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNMTWN M:34 L:0386

Property Details

APN / Parcel Number

Primary APNMTWN M:34 L:0386
Alternative APN
  • R12788

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
Gross Area2,531 sqft
1st Floor Area1,196 sqft
Basement Area1,130 sqft
Unfinished Basement1,130 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Garage TypeDetached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberR12788
Street Address20 LAUREL ST
CityMIDDLETOWN
StateCT
Zip06457-4617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPZ
Legal SubdivisionN RIDGE ESTATE
Legal Lot Number386
JurisdictionMIDDLETOWN CT
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1025
Census Tract541700

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 LAUREL ST, MIDDLETOWN, CT 06457-4617
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Deed of Trust, Mortgage · Line of Credit
ELLAFI FCU
Jun 10, 2025Deed, Transfer
Apr 25, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2025 · Amount on Record
Deed SaleJun 10, 2025 · Amount on Record
Prior SaleJan 6, 2015 · Amount on Record
Deed Book / Page2123 / 526
Transfer Doc1892-738
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN CT
Property Address20 LAUREL ST, MIDDLETOWN, CT 06457-4617
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002136-344
DateNov 18, 2025
Book Page2136/344
Lender
NameELLAFI FCU
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueDec 1, 2045

June 2025: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLETOWN CT
Recording DateJun 10, 2025
Property Address20 LAUREL ST, MIDDLETOWN, CT 06457-4617
Document Number002123-526
Book / Page2123 / 526
Instrument DateJun 5, 2025
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMIDDLETOWN CT
Recording DateApr 25, 2017
Property Address20 LAUREL ST, MIDDLETOWN, CT 06457-4617
Document Number1892-738
Book / Page001892 / 000738
Instrument DateFeb 22, 2017
Instrument332333
Transaction TypeTransfer
Record UpdatedMay 16, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityMiddletown City
Unified School DistrictMiddletown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,263.00 (+4.32%)$136,310 (-) Land $48,560 Building $87,750$292,834 (+206.9%)
2025$136,310 (-) Land $48,560 Building $87,750$95,417 Land $33,992 Building $61,425
2024$5,045.00 (+10.1%)
2023$4,582.00 (+18.64%)$136,310 (+45.6%) Land $48,560 Building $87,750
2022$3,862.00$93,620 Land $27,600 Building $66,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLETOWN WATER DEPARTMENT
serves 41,019 people · EPA ID CT0830011
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber · DSL in parts of the area		7,000 / 7,000
Xfinity
Cable		2,000 / 250

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