20 Laurel Oaks Cir, Ormond Beach, FL 32174 Property Records

Volusia County property record for 20 Laurel Oaks Cir, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,208 sqft Living Area
Lot Size8,560 sqft (0.197 acres)
OccupancyOwner Occupied
Last Sale$317,900 (2025)
Tax Bill$1,861.00 (2025)

Property Details

APN / Parcel Number

Primary APN4242-80-00-0890
Alternative APNs
  • 32144280000890
  • 42143280000890
  • 3214129.0
  • 3214129

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,208 sqft Living Area
Gross Area1,712 sqft Gross Area
1st Floor1,208 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,560 sqft (0.197 acres)
Depth X Width107 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area504 sqft Garage
Porch Area227 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3214129
Street Address20 LAUREL OAKS CIR
CityORMOND BEACH
StateFL
Zip32174-7369
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 89 LAUREL OAKS REPLAT MB 36 PG 189 PER OR 5091 PG 1801 PER OR 5465 PG 3082 PER OR 5536 PG 0667 PER OR 5942 PG 4524 PER OR 6847 PG 4115 PER OR 7634 PG 4290 PER OR 8754 PG 0258
Legal Range32E
Legal Township14S
Legal Section42
Legal SubdivisionLAUREL OAKS REPLAT MB
Legal Tract80
Legal Lot Number89
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup3
Census Block3008
Census Tract80803

Owner

Source: Volusia County records · APN 4242-80-00-0890

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 LAUREL OAKS CIR, ORMOND BEACH, FL 32174-7369
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCIAL RESOURCES INC
Dec 17, 2018Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 12, 2025 · Amount on Record
Deed SaleSep 12, 2025 · Amount on Record
Prior SaleDec 17, 2018 · Amount on Record
Deed Doc Number2025172677
Deed Book / Page8754 / 258
Prior Transfer DateOct 19, 2006
Prior Transfer Doc0059424524
Record RefreshedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateSep 12, 2025
Property Address20 LAUREL OAKS CIR, ORMOND BEACH, FL 32174-7369
Document Number0087540258
Book / Page8754 / 258
Map ReferenceMB 36 PG 189
Instrument DateSep 08, 2025
Instrument2025172677
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyCLEAR CHOICE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,225.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1027 MORFONTAINE ST, DAYTONA BEACH, FL 32124-3094

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 LAUREL OAKS CIR, ORMOND BEACH, FL 32174-7369

Mortgage

Document Number0008754260
DateSep 12, 2025
Instrument8754/260
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateDec 17, 2018
Property Address20 LAUREL OAKS CIR, ORMOND BEACH, FL 32174-7369
Document Number0076344290
Book / Page007634 / 004290
Instrument DateDec 11, 2018
Instrument250480
Transaction TypeTransfer
Record UpdatedJan 07, 2019
Title CompanyFEDERAL TITLE, FEDERAL TITLE AND ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,078.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address20 LAUREL OAKS CIR ORMOND BEACH FL 321747369, ORMOND BEACH, FL 32174-7369

Mortgage

Document Number76344291
DateDec 17, 2018
Book Page007634/004291
Instrument250481
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 16, 2048

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$261,964 (+67.73%) Land $35,020 Building $226,944$261,964 (+11.13%) Land $35,020 Building $226,944
2025$1,861.00 (+4.49%) Homeowner's exemption$156,181 (+2.9%)$235,734 (+2.61%) Land $35,020 Building $200,714
2024$1,781.00 (+3.25%) Homeowner's exemption$151,780 (+3%)$229,744 (+4.48%) Land $35,020 Building $194,724
2023$1,725.00 (+3.79%) Homeowner's exemption$147,360 (+3%)$219,883 (+9.97%) Land $31,724 Building $188,159
2022$1,662.00 Homeowner's exemption$143,068$199,945 Land $31,724 Building $168,221

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Laurel Oaks Cir

Nearby Streets

Search Property Records by Address or Parcel Number