Middlesex County and Newton City property record for 20 Laura Rd, Waban, MA 02468
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5.5 ba · 5,421 sqft · built 1996 |
| Lot Size | 1.16 acres (50,760 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,625,000 (Jul 2023) |
| Tax Bill | $29,753 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Feb 2017 Mortgage + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 55038 0021 |
| Primary APN | 55038 0021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 3 Stories |
| Building Area | 5,421 sqft Living Area |
| Gross Area | 10,145 sqft |
| 1st Floor Area | 2,400 sqft |
| Basement Area | 2,400 sqft |
| Unfinished Basement | 967 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 50,760 sqft (1.16 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 55038 0021 |
|---|---|
| Street Address | 20 LAURA RD |
| City | WABAN |
| State | MA |
| Zip | 02468-2163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Block | 38 |
| Legal Lot Number | 21 |
| Jurisdiction | NEWTON MA |
| Township / Civil Division | NEWTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 374300 |
Source: Middlesex County and Newton City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 LAURA RD, WABAN, MA 02468-2163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 11, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage M & T BANK |
| Feb 16, 2017 | Deed of Trust, Mortgage NORTHERN BK & TR |
| Sep 15, 2017 | Deed of Trust, Mortgage NORTHERN BK & TR |
| Oct 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance COASTAL REALTY CAPITAL LLC |
| Jul 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance COASTAL REALTY CAPITAL LLC |
| Feb 28, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 28, 2022 | Foreclosure Foreclosure Auction |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2023 · Amount on Record |
| Deed Sale | Jul 11, 2023 · Amount on Record |
| Prior Sale | Feb 28, 2022 · Amount on Record |
| Deed Document Number | 202375648 |
| Deed Book / Page | 81755 / 318 |
| Prior Transfer Date | Jul 10, 2023 |
| Prior Transfer Doc | 081755-318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWTON MA |
| Recording Date | Jul 11, 2023 |
| Property Address | 20 LAURA RD, WABAN, MA 02468-2163 |
| Document Number | 081755-318 |
| Book / Page | 81755 / 318 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 75648 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 LAURA RD, WABAN, MA 02468-2163 |
| Document Number | 0000075649 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 75649 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Type Change Date | Aug 1, 2028 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MA |
| Property Address | 20 LAURA RD, WABAN, MA 02468-2163 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 068901-549 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 68901/549 |
| Instrument | 25238 |
| Name | NORTHERN BK & TR |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MA |
| Property Address | 20 LAURA RD, WABAN, MA 02468-2163 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 069931-345 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 69931/345 |
| Instrument | 149432 |
| Name | NORTHERN BK & TR |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MA |
| Property Address | 20 LAURA RD, WABAN, MA 02468-2163 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0073431-78 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 73431/78 |
| Instrument | 155412 |
| Name | COASTAL REALTY CAPITAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MA |
| Property Address | 20 LAURA RD, WABAN, MA 02468-2163 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 075128-515 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 75128/515 |
| Instrument | 114658 |
| Name | COASTAL REALTY CAPITAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWTON MA |
| Recording Date | Feb 28, 2022 |
| Property Address | 20 LAURA RD, WABAN, MA 02468-2163 |
| Document Number | 079749-283 |
| Book / Page | 79749 / 283 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 31005 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 217 HANOVER ST # 184, 184, BOSTON, MA 02113-3000 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | NEWTON MA |
| Recording Date | Feb 28, 2022 |
| Property Address | 20 LAURA RD, WABAN, MA 02468-2163 |
| Document Number | 079749-272 |
| Book / Page | 79749 / 272 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 31003 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 LANTERN RD, FRAMINGHAM, MA 01702-5538 |
Source: Middlesex County and Newton City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Newton City |
| Unified School District | Newton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,753.00 (+3.82%) | $3,070,500 (+5%) Land $1,845,100 Building $1,225,400 | $2,907,285 (-) |
| 2025 | $28,658.00 (-8.12%) | $2,924,300 (-8.5%) Land $1,757,200 Building $1,167,100 | $2,907,285 (+9.43%) |
| 2024 | $31,191.00 (-11.81%) | $3,195,800 (-8.02%) Land $1,706,000 Building $1,489,800 | $2,656,675 |
| 2023 | $35,368.00 | $3,474,300 Land $1,625,400 Building $1,848,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 27 (1979–2024) |
| Claims Outside the SFHA | 13 of 27 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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