DeSoto County property record for 20 Laughter Rd S, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1996 |
| Square Footage | 2,003 sqft Adjusted Area |
| Lot Size | 65,340 sqft (1.5 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $307.00 (2025) |
| Primary APN | 3-07-1-01-01-0-00001-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,003 sqft Adjusted Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 65,340 sqft (1.5 acres) |
| Street Address | 20 LAUGHTER RD S |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7610 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CAMP CREEK S-D LOT 1 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 01 |
| Legal Subdivision | CAMP CREEK S-D |
| Legal Lot Number | 1 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 71002 |
Source: DeSoto County records · APN 3-07-1-01-01-0-00001-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20 LAUGHTER RD S, HERNANDO, MS 38632-7610 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 06, 2023 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Feb 09, 2023 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Jul 14, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Doc Number | 0000484120 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 20 LAUGHTER RD S, HERNANDO, MS 38632-7610 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 LAUGHTER RD S, HERNANDO, MS 38632-7610 |
| Investor | Possibly a Property Investor |
| Document Number | 5660/14256 |
|---|---|
| Date | Mar 06, 2023 |
| Book Page | 5660/14256 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 20 LAUGHTER RD S, HERNANDO, MS 38632-7610 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 LAUGHTER RD S, HERNANDO, MS 38632-7610 |
| Investor | Possibly a Property Investor |
| Document Number | 05660/6613 |
|---|---|
| Date | Feb 09, 2023 |
| Book Page | 5660/6613 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 20 LAUGHTER RD S, HERNANDO, MS 38632-7610 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 004990/506 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 4990/506 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 01, 2050 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $307.00 (-17.25%) | $11,180 (-) Land $2,500 Building $8,680 | $111,796 (-) Land $25,000 Building $86,796 |
| 2023 | $371.00 | $11,180 | $111,796 Land $25,000 Building $86,796 |
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