20 Lamplight Dr, Bozeman, MT 59718 Property Records

Gallatin County property record for 20 Lamplight Dr, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,051 sqft · built 1998
Lot Size	0.589 acres (25,657 sqft)
Owner	2 Trust Names on File
Last Sale	$337,500 (May 2021)
Tax Bill	$3,196 (2026)
Deeds & Mortgages	Aug 2019 Mortgage May 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00RFG41054`

Property Details

APN / Parcel Number

Primary APN	`00RFG41054`
Alternative APNs	`06-0904-29-3-57-15-0000` `R0639952`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,051 sqft Living Area
1st Floor Area	1,016 sqft
2nd Floor Area	1,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,657 sqft (0.589 acres)
Garage Area	619 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Deck Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFG41054
Street Address	20 LAMPLIGHT DR
City	BOZEMAN
State	MT
Zip	59718-7245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYLIE CREEK ESTATES SUB PH 2, S29, T01 S, R05 E, LOT 139, ACRES 0.589, PLAT J-248
Legal Range	05E
Legal Township	01S
Legal Section	29
Legal Subdivision	WYLIE CREEK ESTATES SUB PH 2
Legal Lot Number	139
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	2
Census Block	2010
Census Tract	502

Owner

20 Lamplight Dr is owner-occupied and held in a trust since May 2021.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20 LAMPLIGHT DR, BOZEMAN, MT 59718-7245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
May 27, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Dec 3, 2018	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jul 28, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Prior Sale	Dec 3, 2018 · Amount on File
Deed Document Number	20212733768
Prior Transfer Date	May 11, 2021
Prior Transfer Doc	2735611
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	20 LAMPLIGHT DR, BOZEMAN, MT 59718-7245
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2653458
Date	Aug 6, 2019
Instrument	2653458

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	May 27, 2021
Property Address	20 LAMPLIGHT DR, BOZEMAN, MT 59718-7245
Document Number	2735611
Map Reference	PL J-248
Instrument Date	May 11, 2021
Instrument	2735611
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4428 MALAGA WAY, NAPA, CA 94558-6705

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	May 14, 2021
Property Address	20 LAMPLIGHT DR, BOZEMAN, MT 59718-7245
Document Number	2733768
Instrument Date	May 6, 2021
Instrument	2733768
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 MALAGA WAY, NAPA, CA 94558-6705

Mortgage

Document Number	2733769
Date	May 14, 2021
Instrument	2733769

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Dec 3, 2018
Property Address	20 LAMPLIGHT DR, BOZEMAN, MT 59718-7245
Document Number	2633004
Map Reference	PL J-248
Instrument Date	Aug 13, 2018
Instrument	2633004
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 LAMPLIGHT DR, BOZEMAN, MT 59718-7245

Mortgage

Document Number	2633005
Date	Dec 3, 2018
Instrument	2633005

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jul 28, 2017
Property Address	20 LAMPLIGHT DR, BOZEMAN, MT 59718-7245
Document Number	2587076
Map Reference	PL J-248
Instrument Date	Jul 28, 2017
Instrument	2587076
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 LAMPLIGHT DR, BOZEMAN, MT 59718-7245

Mortgage

Document Number	2587077
Date	Jul 28, 2017
Instrument	2587077

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 20 Lamplight Dr was $3,196, down 2.1% from the year before.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,196.00 (-2.11%)	$839,900 (-)	$839,900 (-) Land $363,190 Building $476,710
2025	$3,265.00	$839,900	$839,900 Land $363,190 Building $476,710
2023	$5,298.00	$876,900	$876,900 Land $252,612 Building $624,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Lamplight Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Lamplight Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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