20 Lakeside Dr, Ward, AR 72176 Property Records

Lonoke County property record for 20 Lakeside Dr, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,618 sqft · built 2007
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$187,500 (Dec 2021)
Tax Bill	$845 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`800-83066-000`

Property Details

APN / Parcel Number

Primary APN	`800-83066-000`
Alternative APN	`40796`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,618 sqft Living Area
1st Floor Area	1,618 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2007
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	90 sqft
Patio Area	225 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 LAKESIDE DR
City	WARD
State	AR
Zip	72176-9555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:66 CITY/MUNI/TWP:WARD SUBD:WILLOW LAKE SEC/TWN/RNG/MER:SEC 34 TWN 05N RNG 09W
Legal Range	09W
Legal Township	05N
Legal Section	34
Legal Subdivision	WILLOW LAKE
Legal Lot Number	66
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	1
Census Block	1017
Census Tract	20102

Owner

Source: Lonoke County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 LAKESIDE DR, WARD, AR 72176-9555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 28, 2021	Warranty Deed, Transfer · FHA Mortgage PILGRIM MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Apr 22, 2008
Deed Document Number	2021-17352
Deed Book / Page	2021 / 17352
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	20 LAKESIDE DR, WARD, AR 72176-9555
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LAKESIDE DR, WARD, AR 72176-9555

Mortgage

Document Number	0000006489
Date	Jul 25, 2023
Book Page	2023/6489
Instrument	2023-06489

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Dec 28, 2021
Property Address	20 LAKESIDE DR, WARD, AR 72176-9555
Document Number	0000017352
Book / Page	2021 / 17352
Instrument Date	Dec 20, 2021
Instrument	2021-17352
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	CAPITAL TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$620.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6113 RED BUD LN, 6113, LITTLE ROCK, AR 72210-3221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LAKESIDE DR, WARD, AR 72176-9555

Mortgage

Document Number	0202117353
Date	Dec 28, 2021
Instrument	2021-17353

Lender

Name	PILGRIM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	0000017354
Date	Dec 28, 2021
Book Page	2021/17354
Instrument	2021-17354

Lender

Name	PILGRIM MORTGAGE LLC
Type	Mortgage Company
Address	SAN ANTONIO, TX 78232

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,440 (-) Land $4,000 Building $22,440
2024	$845.00 (-8.15%)
2023	$920.00 Homeowner's exemption	$26,440 Land $4,000 Building $22,440	$132,200 Land $20,000 Building $112,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 73% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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