20 Lakeside Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 20 Lakeside Dr, Cabot, AR 72023

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,724 sqft · built 1994
OwnerIndividual Name on Record
Last Sale$445,000 (Apr 2022)
Tax Bill$2,335 (2024)
Deeds & MortgagesNov 2025 Transfer
Jul 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN722-40310-000

Property Details

APN / Parcel Number

Primary APN722-40310-000
Alternative APN
  • 28245

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,724 sqft Living Area
1st Floor Area2,230 sqft
2nd Floor Area494 sqft
Upper Floors Area494 sqft
FlooringSubfloor
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialWood
Construction TypeFrame
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialShingle
Garage Area850 sqft
DrivewayDriveway
Driveway Area6,500 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area210 sqft
Deck Area950 sqft
Patio Area998 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address20 LAKESIDE DR
CityCABOT
StateAR
Zip72023-9354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:10 CITY/MUNI/TWP:CABOT SUBD:RIDGE CREST SEC/TWN/RNG/MER:SEC 34 TWN 05N RNG 10
Legal Range10
Legal Township05N
Legal Section34
Legal SubdivisionRIDGE CREST
Legal Lot Number10
JurisdictionLONOKE AR
Township / Civil DivisionMAGNESS
Census Block Group1
Census Block1002
Census Tract20105

Owner

Source: Lonoke County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 LAKESIDE DR, CABOT, AR 72023-9354
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Intrafamily Transfer, Transfer
Jul 26, 2017Deed of Trust, Mortgage · ARM
WELLS FARGO BANK NA
Oct 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 18, 2022Intrafamily Transfer, Transfer
PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF
Apr 21, 2022Warranty Deed, Transfer · FHA Mortgage
FIRSTTRUST HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2022 · Amount on Record
Deed SaleApr 21, 2022 · Amount on Record
Prior SaleAug 18, 2022
Deed Document Number0000004818
Deed Book / Page2022 / 4818
Last Transfer DateNov 17, 2025
Transfer Doc0000010826
Record UpdatedJun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLONOKE AR
Recording DateNov 17, 2025
Property Address20 LAKESIDE DR, CABOT, AR 72023-9354
Document Number0000010826
Book / Page2025 / 10826
Instrument DateAug 10, 2025
Instrument2025-10826
Transaction TypeTransfer
Record UpdatedDec 5, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address20 LAKESIDE DR, CABOT, AR 72023-9354

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 LAKESIDE DR, CABOT, AR 72023-9354

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address20 LAKESIDE DR, CABOT, AR 72023-9354
Transaction TypeMortgage
Record UpdatedOct 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007262
DateJul 26, 2017
Book Page2017/07262
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9%
Index1-Year LIBOR
Max Rate9%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address20 LAKESIDE DR, CABOT, AR 72023-9354
Transaction TypeMortgage
Record UpdatedSep 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012372
DateOct 28, 2020
Book Page2020/12372
Instrument2020-12372
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLONOKE AR
Recording DateAug 18, 2022
Property Address20 LAKESIDE DR, CABOT, AR 72023-9354
Document Number0000009875
Book / Page2022 / 9875
Instrument DateAug 18, 2022
Instrument2022-09875
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanyPROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONOKE AR
Recording DateApr 21, 2022
Property Address20 LAKESIDE DR, CABOT, AR 72023-9354
Document Number0000004818
Book / Page2022 / 4818
Instrument DateApr 15, 2022
Instrument2022-04818
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanyPROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,468.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address221 LONE STAR WAY, GODLEY, TX 76044-1170

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 COTTONWOOD LN, WARD, AR 72176-8436

Mortgage

Document Number0202204819
DateApr 21, 2022
Instrument2022-04819
Lender
NameFIRSTTRUST HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyLonoke County
MunicipalityCabot City
Unified School DistrictCabot Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$55,710 (-) Land $8,000 Building $47,710
2024$2,335.00 (-3.11%)
2023$2,410.00 Homeowner's exemption$55,710 Land $8,000 Building $47,710$278,550 Land $40,000 Building $238,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 67% of Arkansas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCABOT WATERWORKS
federal government · serves 27,578 people · EPA ID AR0000338
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Connect2First
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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