20 Lake Forest Ct, Troy, MO 63379 Property Records

Lincoln County property record for 20 Lake Forest Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 4,103 sqft · built 2007
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$454,000 (Oct 2019)
Tax Bill	$5,959 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-50-16-000-000-004.024`

Property Details

APN / Parcel Number

Primary APN	`19-50-16-000-000-004.024`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,103 sqft Living Area
Basement Area	1,477 sqft
Unfinished Basement	1,477 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Garage Area	1,053 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	20 LAKE FOREST CT
City	TROY
State	MO
Zip	63379-3861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 LAKE FOREST
Legal Range	01W
Legal Township	81N
Legal Section	16
Legal Subdivision	LAKE FOREST
Legal Lot Number	14
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3063
Census Tract	810203

Owner

20 Lake Forest Ct is owned and occupied by an individual who bought it in October 2019.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	20 LAKE FOREST CT, TROY, MO 63379-3861
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
May 17, 2023	Beneficiary Deed, Transfer
Oct 9, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2019 · Amount on File
Deed Sale	Oct 9, 2019 · Amount on File
Deed Document Number	20199116
Deed Book / Page	2439 / 227
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	20 LAKE FOREST CT, TROY, MO 63379-3861
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002463/480
Date	Apr 30, 2021
Book Page	2463/480
Instrument	2021005995

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

May 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	May 17, 2023
Property Address	20 LAKE FOREST CT, TROY, MO 63379-3861
Document Number	002490/470
Book / Page	2490 / 470
Map Reference	MB 13 PG 162
Instrument Date	May 1, 2023
Instrument	2023003661
Transaction Type	Transfer
Record Updated	Aug 8, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20 LAKE FOREST CT, TROY, MO 63379-3861

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 9, 2019
Property Address	20 LAKE FOREST CT, TROY, MO 63379-3861
Document Number	02439/0227
Book / Page	2439 / 0227
Map Reference	MB 13 PG 162
Instrument Date	Oct 7, 2019
Instrument	2019009116
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 LAKE FOREST CT, TROY, MO 63379-3861
Investor	Possibly a Property Investor

Mortgage

Document Number	2019009117
Date	Oct 9, 2019
Instrument	2019009117

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 20 Lake Forest Ct was $5,959.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,085 (-) Land $9,785 Building $92,300
2025	$5,959.00	$102,085 Land $9,785 Building $92,300	$537,290 Land $51,500 Building $485,790
2023	$5,847.00 (+4.99%)	$94,354 (+5.51%) Land $8,265 Building $86,089	$496,600 Land $43,500 Building $453,100
2022	$5,569.00	$89,429 Land $8,265 Building $81,164
2021			$470,680 Land $43,500 Building $427,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Lake Forest Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Lake Forest Ct is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Gateway Fiber, Systec Wireless Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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