20 Lake Dr, Moro, IL 62067 Property Records

Madison County property record for 20 Lake Dr, Moro, IL 62067

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,283 sqft · built 2002
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Dec 2022)
Tax Bill	$6,900 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2021 Mortgage
APN	`16-2-03-31-04-402-015`

Property Details

APN / Parcel Number

Primary APN	`16-2-03-31-04-402-015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,283 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Pool Area	288 sqft
Patio Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	20 LAKE DR
City	MORO
State	IL
Zip	62067-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEWERFF THIRD ADD TO MORO LOT 72 90X125
Legal Subdivision	DEWERFF THIRD ADDN
Legal Lot Number	72
Jurisdiction	MADISON IL
Township / Civil Division	MORO
Census Block Group	1
Census Block	1049
Census Tract	402804

Owner

20 Lake Dr is owned and occupied by an individual who bought it in December 2022.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	20 LAKE DR, MORO, IL 62067-1021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Dec 15, 2021	Intrafamily Transfer, Transfer · VA Mortgage CLEARPATH LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2022 · Amount on File
Deed Sale	Dec 13, 2022 · Amount on File
Prior Sale	Dec 15, 2021
Deed Document Number	202239174
Prior Transfer Date	Nov 2, 2021
Prior Transfer Doc	0000051468
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 13, 2022
Property Address	20 LAKE DR, MORO, IL 62067-1021
Document Number	0000039174
Map Reference	PB 35 PG 21
Instrument Date	Dec 8, 2022
Instrument	2022R39174
Transaction Type	Transfer
Record Updated	Jan 4, 2023
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 LAKE DR, MORO, IL 62067-1021

Mortgage

Document Number	0000039175
Date	Dec 13, 2022
Instrument	2022R39175

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.88%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Dec 15, 2021
Property Address	20 LAKE DR, MORO, IL 62067-1021
Document Number	0000051468
Map Reference	PB 35 PG 21
Instrument Date	Nov 2, 2021
Instrument	2021R51468
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	VANTAGE POINT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LAKE DR, MORO, IL 62067-1021

Mortgage

Document Number	0000051469
Date	Dec 15, 2021
Instrument	2021R51469

Lender

Name	CLEARPATH LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 20 Lake Dr was $6,900 with a homeowner's exemption, up 11.1% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Moro Township
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,900.00 (+11.13%)	$111,930 Land $4,810 Building $107,120	$335,790 Land $14,430 Building $321,360
2024	$6,209.00
2022	$5,350.00	$84,040 Land $3,620 Building $80,420	$252,373 Land $10,871 Building $241,502

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 20 Lake Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20 Lake Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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