20 Laguna Rd, Montgomery, TX 77356 Property Records

Montgomery County property record for 20 Laguna Rd, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,213 sqft · built 2000
Lot Size	0.165 acres (7,199 sqft)
Owner	2 Individual Names on File
Last Sale	$365,750 (Apr 2023)
Tax Bill	$3,906 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`4013-00-02000`

Property Details

APN / Parcel Number

Primary APN	`4013-00-02000`
Alternative APN	`R85765`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,213 sqft Living Area
Gross Area	2,613 sqft
1st Floor Area	2,213 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,199 sqft (0.165 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	134 sqft
Deck Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 LAGUNA RD
City	MONTGOMERY
State	TX
Zip	77356-5337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	S401300 - DEL LAGO 01, BLOCK 3, LOT 20
Legal Subdivision	DEL LAGO 01
Legal Block	3
Legal Lot Number	20
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2022
Census Tract	694306

Owner

20 Laguna Rd is owned and occupied by two individuals who bought it in April 2023.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 LAGUNA RD, MONTGOMERY, TX 77356-5337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Vendor's Lien, Transfer · Conventional Mortgage LEGEND LENDING CORP
Jul 1, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2023 · Amount on File
Deed Sale	Apr 11, 2023 · Amount on File
Prior Sale	Mar 30, 2001 · Amount on File
Deed Document Number	202330843
Prior Transfer Date	Jun 18, 2021
Prior Transfer Doc	0000090313
Record Updated	Oct 29, 2026

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 11, 2023
Property Address	20 LAGUNA RD, MONTGOMERY, TX 77356-5337
Document Number	0000030843
Map Reference	CAB C SH 168B
Instrument Date	Apr 10, 2023
Instrument	2023030843
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LAGUNA RD, MONTGOMERY, TX 77356-5337

Mortgage

Document Number	0000030844
Date	Apr 11, 2023
Instrument	2023030844

Lender

Name	LEGEND LENDING CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 1, 2021
Property Address	20 LAGUNA RD, MONTGOMERY, TX 77356-5337
Document Number	0000090313
Map Reference	FILE 2001-025552
Instrument Date	Jun 18, 2021
Instrument	2021090313
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LAGUNA RD, MONTGOMERY, TX 77356-5337

Tax Assessment & Valuation

The 2025 property tax bill for 20 Laguna Rd was $3,906 with a homeowner's exemption, down 38% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,526 (-0.05%) Land $65,000 Building $294,526	$359,526 (-0.05%) Land $65,000 Building $294,526
2025	$3,906.00 (-37.99%) Homeowner's exemption	$359,708 (-7.51%) Land $65,000 Building $294,708	$359,708 (-7.51%) Land $65,000 Building $294,708
2024	$6,299.00 (+21.49%)	$388,903 (+17.61%) Land $65,000 Building $323,903	$388,903 (+17.61%) Land $65,000 Building $323,903
2023	$5,185.00 Homeowner's exemption Senior Citizen's exemption	$330,680 Land $65,000 Building $265,680	$330,680 Land $65,000 Building $265,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Laguna Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	17 (2016–2025)
Claims Outside the SFHA	16 of 17
Most Recent Claim	May 2025 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 6 claims Hurricane Harvey, Aug 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Laguna Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONROE RESORT private · serves 1,068 people · EPA ID TX1700416
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Verizon.

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