20 Lacey Oak Ct, Troy, MO 63379 Property Records

Lincoln County property record for 20 Lacey Oak Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,322 sqft · built 2022
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,391 (2025)
Deeds & Mortgages	Jun 2022 Sale Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-10-01-000-000-011.008`

Property Details

APN / Parcel Number

Primary APN	`18-10-01-000-000-011.008`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,322 sqft Living Area
Basement Area	2,322 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,284 sqft (0.81 acres)
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	20 LACEY OAK CT
City	TROY
State	MO
Zip	63379-4259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 NORTON WOODS, PLAT 14/66
Legal Range	02W
Legal Township	48N
Legal Section	01
Legal Subdivision	NORTON WOODS
Legal Lot Number	8
Jurisdiction	LINCOLN MO
Township / Civil Division	HAWK POINT
Census Block Group	1
Census Block	1075
Census Tract	810204

Owner

20 Lacey Oak Ct is owned and occupied by two individuals who acquired it in September 2021.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 LACEY OAK CT, TROY, MO 63379-4259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Beneficiary Deed, Transfer
Apr 18, 2022	Special Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT BANK
Sep 15, 2021	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC
Mar 5, 2021	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2021
Deed Sale	Sep 15, 2021
Prior Sale	Mar 5, 2021
Deed Document Number	202112215
Deed Book / Page	2469 / 654
Record Updated	Oct 29, 2026

June 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 7, 2022
Property Address	20 LACEY OAK CT, TROY, MO 63379-4259
Document Number	002480/302
Book / Page	2480 / 302
Map Reference	MB 14 PG 66
Instrument Date	Jun 7, 2022
Instrument	2022006046
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	20 LACEY OAK CT, TROY, MO 63379-4259

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 18, 2022
Property Address	20 LACEY OAK CT, TROY, MO 63379-4259
Document Number	002478/335
Book / Page	2478 / 335
Map Reference	MB 14 PG 66
Instrument Date	Apr 13, 2022
Instrument	2022004070
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2200 BARRETT STATION RD, 2200, BALLWIN, MO 63021-5893

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LACEY OAK CT, TROY, MO 63379-4259

Mortgage

Document Number	2022004071
Date	Apr 18, 2022
Instrument	2022004071

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 15, 2021
Property Address	20 LACEY OAK CT, TROY, MO 63379-4259
Document Number	002469/654
Book / Page	2469 / 654
Map Reference	MB 14 PG 66
Instrument Date	Aug 26, 2021
Instrument	2021012215
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	423 MEADOW SPRING DR, 423, TROY, MO 63379-7220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 BARRETT STATION RD, BALLWIN, MO 63021-5893
Investor	Possibly a Property Investor

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 5, 2021
Property Address	20 LACEY OAK CT, TROY, MO 63379-4259
Document Number	002460/509
Book / Page	2460 / 509
Map Reference	MB 14 PG 66
Instrument Date	Feb 26, 2021
Instrument	2021003010
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	739 GILES RD, 739, TROY, MO 63379-4221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 VENUS DR, SAINT PETERS, MO 63376-4097

Tax Assessment & Valuation

The 2025 property tax bill for 20 Lacey Oak Ct was $3,391.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,427 (-) Land $6,080 Building $52,347
2025	$3,391.00	$58,427 Land $6,080 Building $52,347	$307,510 Land $32,000 Building $275,510
2023	$3,306.00 (+56.24%)	$53,869 Land $5,130 Building $48,739	$283,520 Land $27,000 Building $256,520
2022	$2,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Lacey Oak Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Lacey Oak Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Systec Wireless Communications Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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