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20 Kosko Ln, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 20 Kosko Ln, Naugatuck, CT 06770 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1972
Square Footage1,402 sqft Living Area
Lot Size17,424 sqft (0.4 acres)
OccupancyOwner Occupied
Last Sale$230,000 (2021)
Tax Bill$7,570.00 (2025)

Property Details

APN / Parcel Number

Primary APNAH17 10E96 26-27
Alternative APNs
  • NAUG M:L1-10E96-26-27
  • NAUG M:054 L:5110
  • 054-5110
  • 54-5110

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,402 sqft Living Area
Gross Area2,834 sqft Gross Area
1st Floor1,080 sqft 1st Floor
Basement Area1,402 sqft Basement
Unfinished Basement1,080 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area17,424 sqft (0.4 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number54-5110
Street Address20 KOSKO LN
CityNAUGATUCK
StateCT
Zip06770-3137
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number5110
JurisdictionNAUGATUCK CT
Minor Civil DivisionNAUGATUCK
Census Blockgroup4
Census Block4006
Census Tract345100

Owner

Source: Naugatuck Borough records · APN AH17 10E96 26-27

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 KOSKO LN, NAUGATUCK, CT 06770-3137
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jan 21, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jun 30, 2022Deed of Trust, Mortgage · Stand Alone Refinance
WATERBURY TEACHERS FEDERAL CREDIT UNION
Mar 16, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CITIZENS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 16, 2021 · Amount on Record
Deed SaleMar 16, 2021 · Amount on Record
Prior SaleMar 31, 2010 · Amount on Record
Deed Doc Number20211069
Deed Book / Page1067 / 577
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAUGATUCK CT
Property Address20 KOSKO LN, NAUGATUCK, CT 06770-3137
Transaction TypeMortgage
Record UpdatedNov 12, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001169-540
DateOct 16, 2025
Book Page1169/540
Instrument2025-3287
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term313 Months
DueNov 01, 2051

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAUGATUCK CT
Property Address20 KOSKO LN, NAUGATUCK, CT 06770-3137
Transaction TypeMortgage
Record UpdatedFeb 06, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001153-15
DateJan 21, 2025
Book Page1153/15
Instrument2025-188
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term313 Months
DueFeb 01, 2051

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAUGATUCK CT
Property Address20 KOSKO LN, NAUGATUCK, CT 06770-3137
Transaction TypeMortgage
Record UpdatedSep 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001104-711
DateJun 30, 2022
Book Page1104/711
Instrument2022-2329
Lender
NameWATERBURY TEACHERS FEDERAL CREDIT UNION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term301 Months
DueJul 01, 2047

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAUGATUCK CT
Recording DateMar 16, 2021
Property Address20 KOSKO LN, NAUGATUCK, CT 06770-3137
Document Number001067-577
Book / Page1067 / 577
Instrument DateMar 15, 2021
Instrument1069
Transaction TypeTransfer
Record UpdatedSep 01, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 KOSKO LN, NAUGATUCK, CT 06770-3137

Mortgage

Document Number0000001070
DateMar 16, 2021
Instrument1070
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Naugatuck Borough records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityNaugatuck Borough
Unified School DistrictNaugatuck School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,570.00$190,260 (-) Land $34,090 Building $156,170$133,182 Land $23,863 Building $109,319
2024$7,570.00 (-11.09%)
2023$8,514.00 (+52.85%)$190,260 (+63.1%) Land $34,090 Building $156,170
2022$5,570.00$116,650 Land $36,180 Building $80,470

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