Passaic County and Wayne Township property record for 20 Knight Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,100 sqft · built 1967 |
| Lot Size | 0.378 acres (16,466 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,027,500 (Dec 2025) |
| Tax Bill | $15,199 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02431-0000-00008 |
| Primary APN | 14-02431-0000-00008 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,100 sqft Living Area |
|---|
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Colonial |
| Lot Area | 16,466 sqft (0.378 acres) |
| Old Parcel Number | 1400589F00008 |
|---|---|
| Street Address | 20 KNIGHT RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-6533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | CLOVER ESTATES SEC 2 |
| Legal Block | 2431 |
| Legal Lot Number | 8 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 246201 |
20 Knight Rd is owned and occupied by two individuals who bought it in December 2025.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 KNIGHT RD, WAYNE, NJ 07470-6533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Dec 23, 2025 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS |
| Jun 23, 2017 | Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on File |
| Deed Sale | Dec 23, 2025 · Amount on File |
| Prior Sale | Mar 12, 2001 · Amount on File |
| Deed Document Number | 202543670 |
| Deed Book / Page | 5022 / 82 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 20 KNIGHT RD, WAYNE, NJ 07470-6533 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 KNIGHT RD, WAYNE, NJ 07470-6533 |
| Document Number | 0000006702 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | M17773/174 |
| Instrument | 2022006702 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Aug 6, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Dec 23, 2025 |
| Property Address | 20 KNIGHT RD, WAYNE, NJ 07470-6533 |
| Document Number | 0000043670 |
| Book / Page | D5022 / 82 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 2025043670 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | BELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TTL & STLMT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,518.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 ROCKCREEK TER, RIVERDALE, NJ 07457-1047 |
| Name | Verified Name |
|---|---|
| Address | 20 KNIGHT RD, WAYNE, NJ 07470-6533 |
| Document Number | 0000043671 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 2025043671 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 20 KNIGHT RD, WAYNE, NJ 07470-6533 |
| Document Number | 0000023137 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | PRESTIGE TITLE, PRESTIGE TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 KNIGHT RD WAYNE NJ 074706533, WAYNE, NJ 07470-6533 |
| Document Number | 0000023137 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 016173/000066 |
| Instrument | 23137 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 20 KNIGHT RD, WAYNE, NJ 07470-6533 |
| Document Number | 0000031941 |
| Book / Page | 014556 / 000029 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Title Company | PRESTIGE TITLE, PRESTIGE TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 KNIGHT RD WAYNE NJ 074706533, WAYNE, NJ 07470-6533 |
| Document Number | 0000031941 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 014556/000029 |
| Instrument | 31941 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 20 Knight Rd was $15,199, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,400 (-) Land $122,500 Building $130,900 | $253,400 (-) Land $122,500 Building $130,900 | |
| 2025 | $15,199.00 (+0.88%) | $253,400 Land $122,500 Building $130,900 | $253,400 Land $122,500 Building $130,900 |
| 2024 | $15,067.00 | ||
| 2023 | $165,300 Land $122,500 Building $42,800 | $165,300 Land $122,500 Building $42,800 | |
| 2022 | $14,327.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20 Knight Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1978–2011) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Knight Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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