Benton County property record for 20 Kirkcolm Ln, Bella Vista, AR 72715
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,271 sqft · built 1995 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $278,000 (Feb 2020) |
| Tax Bill | $1,567 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-17715-000 |
| Primary APN | 16-17715-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,271 sqft Living Area |
| Gross Area | 3,557 sqft |
| 1st Floor Area | 2,271 sqft |
| Basement Area | 661 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 756 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 344 sqft |
| Patio Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 79215 |
|---|---|
| Street Address | 20 KIRKCOLM LN |
| City | BELLA VISTA |
| State | AR |
| Zip | 72715-4718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 32 |
| Legal Township | 21 |
| Legal Section | 35 |
| Legal Subdivision | KINROSS SUB-BVV |
| Legal Block | 6 |
| Legal Lot Number | 10 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 10 |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 20801 |
20 Kirkcolm Ln is owned and occupied by two individuals who bought it in February 2020.
Source: Benton County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 KIRKCOLM LN, BELLA VISTA, AR 72715-4718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Feb 27, 2023 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Feb 16, 2018 | Loan Modification, Mortgage · Conventional Mortgage ARVEST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2020 · Amount on File |
| Deed Sale | Feb 20, 2020 · Amount on File |
| Prior Sale | Aug 29, 1989 · Amount on File |
| Deed Document Number | 20209283 |
| Prior Transfer Date | Oct 14, 2011 |
| Prior Transfer Doc | 2011/50639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 20 KIRKCOLM LN, BELLA VISTA, AR 72715-4718 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 KIRKCOLM LN, BELLA VISTA, AR 72715-4718 |
| Document Number | L202615849 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | L202615849 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | 201 W WALNUT ST, ROGERS, AR 72756 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 27, 2051 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 20 KIRKCOLM LN, BELLA VISTA, AR 72715-4718 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20 KIRKCOLM LN, BELLA VISTA, AR 72715-4718 |
| Document Number | L202309283 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | L202309283 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | ROGERS, AR 72756 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 27, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 20 KIRKCOLM LN, BELLA VISTA, AR 72715-4718 |
| Document Number | 0000009267 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20 KIRKCOLM LN BELLA VISTA AR 727154718, BELLA VISTA, AR 72715-4718 |
| Document Number | 0000009267 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 9267 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | BELLA VISTA, AR 72712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 22, 2043 |
The 2026 property tax bill for 20 Kirkcolm Ln was $1,567 with a homeowner's exemption, up 0.8% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Bella Vista City |
| Unified School District | Gravette School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,567.00 (+0.77%) Homeowner's exemption | $87,496 (-) Land $1,600 Building $85,896 | $437,480 (-) Land $8,000 Building $429,480 |
| 2025 | $1,555.00 Homeowner's exemption | $87,496 Land $1,600 Building $85,896 | $437,480 (-) Land $8,000 Building $429,480 |
| 2024 | $437,480 (+50.7%) Land $8,000 Building $429,480 | ||
| 2023 | $1,493.00 Homeowner's exemption | $58,060 Land $800 Building $57,260 | $290,300 Land $4,000 Building $286,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 Kirkcolm Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Kirkcolm Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 57% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLA VISTA POA serves 39,419 people · EPA ID AR0000039 |
|---|---|
| Water Source | Purchased surface water from BENTONVILLE WATER UTILITIES |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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