20 Keystone Rd, #1, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 20 Keystone Rd, #1, Gloucester, MA 01930

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,200 sqft · built 2014
Lot Size2.51 acres (109,542 sqft)
Owner2 Individual Names on Record
Last Sale$355,000 (Apr 2015)
Tax Bill$6,088 (2026)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN106909

Property Details

APN / Parcel Number

Primary APN106909
Alternative APN
  • GLOU M:0237 B:0106 L:0001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,200 sqft Living Area
Gross Area3,428 sqft
1st Floor Area1,100 sqft
Basement Area460 sqft
Unfinished Basement460 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area109,542 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number106909
Street Address20 KEYSTONE RD, 1
CityGLOUCESTER
StateMA
Zip01930-2031
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-20
Legal Block106
Legal Lot Number1
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2010
Census Tract221902

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 KEYSTONE RD, 1, GLOUCESTER, MA 01930-2031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2015 · Amount on Record
Deed SaleApr 1, 2015 · Amount on Record
Deed Document Number201540100276
Deed Book / Page33956 / 439
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address20 KEYSTONE RD # 1, 1, GLOUCESTER, MA 01930-2031
Document Number36703-560
Instrument DateApr 23, 2018
Transaction TypeMortgage
Record UpdatedMay 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 KEYSTONE RD #1 GLOUCESTER MA 019302031, 1, GLOUCESTER, MA 01930-2031

Mortgage

Document Number36703-560
DateMay 9, 2018
Book Page036703/000560
Instrument9000530
Lender
NameLUSO-AMERICAN CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,088.00 (+4.68%)$653,900 (+9.27%) Building $653,900$750,727 (-7.78%)
2025$5,816.00 (+6.54%)$598,400 (+6.67%) Building $598,400
2024$5,459.00 (+4.16%)$561,000 (+13.36%) Building $561,000$814,055
2023$5,241.00$494,900 Building $494,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims13 (1978–2007)
Claims Outside the SFHA6 of 13
Most Recent ClaimFeb 2007 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, May 2006 · 3 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Keystone Rd

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