20 Kerrydale Rd, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 20 Kerrydale Rd, Needham, MA 02492

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,101 sqft · built 1964
Lot Size0.414 acres (18,034 sqft)
Owner2 Individual Names on Record
Last Sale$1,107,000 (May 2020)
Tax Bill$12,717 (2025)
Deeds & MortgagesAug 2021 Refinance
Aug 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNM:0320004200000

Property Details

APN / Parcel Number

Primary APNM:0320004200000
Alternative APN
  • NEED M:032.0 B:0042 L:0000.0

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,101 sqft Living Area
Gross Area2,436 sqft
1st Floor Area1,101 sqft
Basement Area936 sqft
Unfinished Basement436 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2000
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,034 sqft (0.414 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address20 KERRYDALE RD
CityNEEDHAM
StateMA
Zip02492-3732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal SubdivisionNEEDHAM
Legal Block42
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group4
Census Block4002
Census Tract403100

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address20 KERRYDALE RD, NEEDHAM, MA 02492-3732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
EAST CAMBRIDGE SAVINGS BANK
Aug 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
EAST CAMBRIDGE SAVINGS BANK
Feb 16, 2018Deed of Trust, Mortgage · Line of Credit
USA ALLIANCE FCU
May 22, 2020Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2020 · Amount on Record
Deed SaleMay 22, 2020 · Amount on Record
Prior SaleJun 6, 2016 · Amount on Record
Deed Document Number202047030
Deed Book / Page37899 / 511
Prior Transfer DateApr 23, 2020
Prior Transfer Doc37899-511
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address20 KERRYDALE RD, NEEDHAM, MA 02492-3732
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039742-410
DateAug 16, 2021
Book Page39742/410
Instrument106671
Lender
NameEAST CAMBRIDGE SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address20 KERRYDALE RD, NEEDHAM, MA 02492-3732
Transaction TypeMortgage
Record UpdatedSep 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39742-410
DateAug 16, 2021
Book Page39742/410
Instrument106671
Lender
NameEAST CAMBRIDGE SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address20 KERRYDALE RD, NEEDHAM, MA 02492-3732
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35806-490
DateFeb 16, 2018
Book Page35806/490
Instrument13442
Lender
NameUSA ALLIANCE FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 1, 2048

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateMay 22, 2020
Property Address20 KERRYDALE RD, NEEDHAM, MA 02492-3732
Document Number37899-511
Book / Page37899 / 511
Instrument DateApr 23, 2020
Instrument47030
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 KERRYDALE RD, NEEDHAM, MA 02492-3732

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,717.00 (-3.62%)$1,199,700 (+18.57%) Land $819,000 Building $380,700$1,266,445 (-7.49%)
2024$1,368,950
2023$13,194.00$1,011,800 Land $594,400 Building $417,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50

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