Polk County property record for 20 Kendra Ct, Winter Haven, FL 33880
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,044 sqft · built 1984 |
| Lot Size | 0.039 acres (1,708 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,000 (Mar 2024) |
| Tax Bill | $1,154 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Mar 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-35-355062-000200 |
| Primary APN | 25-28-35-355062-000200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 1,708 sqft (0.039 acres) |
| Lot Dimensions | 47 ft deep x 36 ft wide |
| View / Lot | Commercial/Industrial |
| Porch | Screened Porch |
| Utility Building | 32 sqft |
| Street Address | 20 KENDRA CT |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1195 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | A REPLAT OF BRANDY CHASE VILLAGE PB 77 PGS 29 & 30 LOT 20 & INT IN TRACT A & PRIVATE RD |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | BRANDY CHASE VILLAGE A REPLAT OF |
| Legal Tract | A |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 14703 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 KENDRA CT, WINTER HAVEN, FL 33880-1195 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 11, 2024 | Warranty Deed, Transfer · VA Mortgage NOVUS HOME MORTGAGE |
| Mar 11, 2024 | Deed of Distribution, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2024 · Amount on Record |
| Deed Sale | Mar 11, 2024 · Amount on Record |
| Prior Sale | Dec 11, 2009 · Amount on Record |
| Deed Document Number | 202456160 |
| Deed Book / Page | 13035 / 1218 |
| Prior Transfer Date | Feb 28, 2024 |
| Prior Transfer Doc | 0000056641 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 11, 2024 |
| Property Address | 20 KENDRA CT, WINTER HAVEN, FL 33880-1195 |
| Document Number | 0000056160 |
| Book / Page | 13035 / 1218 |
| Map Reference | MB 77 PG 29 |
| Instrument Date | Mar 5, 2024 |
| Instrument | 2024056160 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2024 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,176.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5261 MEADOW GROVE TRL, LAKELAND, FL 33810-6920 |
| Name | Verified Name |
|---|---|
| Address | 20 KENDRA CT, WINTER HAVEN, FL 33880-1195 |
| Investor | Possibly a Property Investor |
| Document Number | 0130351235 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 13035/1235 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Number | 0000056162 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | 13035/1252 |
| Instrument | 2024056162 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 11, 2024 |
| Property Address | 20 KENDRA CT, WINTER HAVEN, FL 33880-1195 |
| Document Number | 0000056641 |
| Book / Page | 13036 / 607 |
| Map Reference | MB 77 PG 29 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 2024056641 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12610 LILLIAN ST, OMAHA, NE 68138-6501 |
| Name | Verified Name |
|---|---|
| Address | 12610 LILLIAN ST, OMAHA, NE 68138-6501 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,154.00 (-44.55%) | $129,500 (+136.58%) Land $100 Building $129,400 | $129,500 (+3.19%) Land $100 Building $129,400 |
| 2024 | $2,081.00 (+250.34%) | ||
| 2023 | $594.00 (-6.31%) | $54,738 (+3%) | $125,500 (+12.05%) Land $100 Building $125,400 |
| 2022 | $634.00 Homeowner's exemption | $53,144 | $112,000 Land $100 Building $111,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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