20 Kempton Rd, Uxbridge, MA 01569 Property Records

Worcester County and Uxbridge Town property record for 20 Kempton Rd, Uxbridge, MA 01569

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,770 sqft · built 2014
Lot Size	1 acres (43,756 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Mar 2015)
Tax Bill	$84 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M_192296_866483`

Property Details

APN / Parcel Number

Primary APN	`M_192296_866483`
Alternative APNs	`UXBR M:036.0 B:4696 L:0000.0` `M_192296_8`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,770 sqft Living Area
Gross Area	5,016 sqft
1st Floor Area	1,608 sqft
Basement Area	1,608 sqft
Unfinished Basement	1,608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,756 sqft (1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	M_192296_866483
Street Address	20 KEMPTON RD
City	UXBRIDGE
State	MA
Zip	01569-1985
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	4696
Jurisdiction	UXBRIDGE MA
Township / Civil Division	UXBRIDGE
Census Block Group	3
Census Block	3037
Census Tract	749100

Owner

20 Kempton Rd is owned and occupied by two individuals who bought it in March 2015.

Source: Worcester County and Uxbridge Town records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 KEMPTON RD, UXBRIDGE, MA 01569-1985
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Balloon Mortgage ROCKLAND TRUST COMPANY
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC
Mar 30, 2023	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Sep 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL OF OMAHA MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2015 · Amount on File
Deed Sale	Mar 27, 2015 · Amount on File
Prior Sale	Apr 11, 2014 · Amount on File
Deed Document Number	201525714
Deed Book / Page	53518 / 354
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UXBRIDGE MA
Recording Date	Jun 5, 2026
Property Address	20 KEMPTON RD, UXBRIDGE, MA 01569-1985
Document Number	073679-379
Book / Page	73679 / 379
Instrument Date	Jun 1, 2026
Instrument	202645364
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 KEMPTON RD, UXBRIDGE, MA 01569-1985

Mortgage

Document Number	0000045364,
Date	Jun 5, 2026
Book Page	73679/379
Instrument	202645364

Lender

Name	ROCKLAND TRUST COMPANY

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UXBRIDGE MA
Property Address	20 KEMPTON RD, UXBRIDGE, MA 01569-1985
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073010-185
Date	Dec 23, 2025
Book Page	73010/185
Instrument	112385

Lender

Name	EMM LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UXBRIDGE MA
Property Address	20 KEMPTON RD, UXBRIDGE, MA 01569-1985
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068968-225
Date	Mar 30, 2023
Book Page	68968/225
Instrument	24459

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UXBRIDGE MA
Property Address	20 KEMPTON RD, UXBRIDGE, MA 01569-1985
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63243-23
Date	Sep 14, 2020
Book Page	63243/23
Instrument	105447

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20 Kempton Rd was $84, down 99% from the year before.

Source: Worcester County and Uxbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Uxbridge Town
Unified School District	Uxbridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$84.00 (-98.95%)	$645,300 (+3.96%) Land $153,000 Building $492,300	$619,210
2024	$8,019.00 (+5.08%)	$620,700 (+13.47%) Land $145,200 Building $475,500
2023	$7,631.00	$547,000 Land $125,600 Building $421,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Kempton Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (1979–2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Kempton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UXBRIDGE DPW, WATER DIVISION serves 11,612 people · EPA ID MA2304000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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