20 Kelley St, Providence, RI 02909 Property Records

Providence City property record for 20 Kelley St, Providence, RI 02909

Property Summary

Property Type	Seasonal / Vacation Home
Details	20 bd · 80 ba · 71,753 sqft · built 1982
Lot Size	0.641 acres (27,915 sqft)
Owner	Company Name on Record
Last Sale	$13,730,000 (Jun 2025)
Tax Bill	$141,605 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jun 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P:1050299 L:8LAW`

Property Details

APN / Parcel Number

Primary APN	`P:1050299 L:8LAW`
Alternative APNs	`PROV M:105 L:299 U:8LAW` `2020`

Interior

Bedrooms	20 Beds
Full Baths	80 Baths
Units	82 Units
Stories	11 Stories
Building Area	71,753 sqft Living Area
1st Floor Area	6,523 sqft
Elevator	Elevator

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	High Rise
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	27,915 sqft (0.641 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	2020
Street Address	20 KELLEY ST
City	PROVIDENCE
State	RI
Zip	02909-2951
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	R-3
Legal Lot Number	299
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2012
Census Tract	1601

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 OLIVER ST, 500, BOSTON, MA 02109-4937
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Deed of Trust, Mortgage PRESERVATION OF AFFOR
Jun 3, 2025	Deed of Trust, Mortgage · Line of Credit RHODE ISLAND HOUSING & MTG FIN CORP
Jun 3, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage POCASSET PRESERVATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2025 · Amount on Record
Deed Sale	Jun 3, 2025 · Amount on Record
Prior Sale	Nov 9, 2006 · Amount on Record
Deed Book / Page	14433 / 245
Prior Transfer Date	Jun 2, 2025
Prior Transfer Doc	0000392295
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	20 KELLEY ST, PROVIDENCE, RI 02909-2951
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014434-46
Date	Jun 3, 2025
Book Page	14434/46
Instrument	2025392304

Lender

Name	PRESERVATION OF AFFOR

Agreement

Amount	Amount Recorded

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	20 KELLEY ST, PROVIDENCE, RI 02909-2951
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00014434-1
Date	Jun 3, 2025
Book Page	14434/1
Instrument	2025392301

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jun 3, 2025
Property Address	20 KELLEY ST, PROVIDENCE, RI 02909-2951
Document Number	014433-245
Book / Page	14433 / 245
Instrument Date	Jun 2, 2025
Instrument	2025392295
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OLIVER ST FL 500, 500, BOSTON, MA 02109-4937

Mortgage

Document Number	2025392305
Date	Jun 3, 2025
Instrument	2025392305

Lender

Name	POCASSET PRESERVATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	014433-301
Date	Jun 3, 2025
Book Page	14433/301
Instrument	2025392299

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$141,605.00 (+14.87%)	$9,699,000 (+44.38%) Land $902,000 Building $8,797,000	$312,339
2023	$123,270.00 (+3.09%)	$6,717,700 (-) Land $902,000 Building $5,815,700
2022	$119,575.00	$6,717,700 Land $902,000 Building $5,815,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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