20 Kara Rd, Alameda, CA 94502 Property Records

Alameda County property record for 20 Kara Rd, Alameda, CA 94502

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,051 sqft · built 1988
Lot Size	0.093 acres (4,052 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,464 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`74-1327-141`

Property Details

APN / Parcel Number

Primary APN	`74-1327-141`
Alternative APN	`074-1327-141-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,051 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,052 sqft (0.093 acres)

Location & Zoning

Street Address	20 KARA RD
City	ALAMEDA
State	CA
Zip	94502-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00032 BLK: TR: 4541
Legal Tract	4541
Legal Lot Number	32
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	1
Census Block	1012
Census Tract	428302

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 KARA RD, ALAMEDA, CA 94502-7700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 16, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 13, 2000
Transfer Doc	0000369712
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	20 KARA RD, ALAMEDA, CA 94502-7700
Document Number	0000213365
Instrument Date	Aug 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 KARA RD ALAMEDA CA 945027700, ALAMEDA, CA 94502-7700

Mortgage

Document Number	0000213365
Date	Oct 21, 2019
Instrument	213365

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	20 KARA RD, ALAMEDA, CA 94502-7700
Document Number	0000004290
Instrument Date	Dec 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 KARA RD ALAMEDA CA 945027700, ALAMEDA, CA 94502-7700

Mortgage

Document Number	0000004290
Date	Jan 8, 2018
Instrument	4290

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,635 (+2%) Land $219,634 Building $221,001
2025	$6,464.00 (-11.05%)	$431,996 (+4.04%) Land $215,328 Building $216,668
2023	$7,267.00	$415,222 Land $206,967 Building $208,255	$1,415,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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