20 Juniper Ln, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 20 Juniper Ln, Harwich, MA 02645

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,344 sqft · built 1978
Lot Size0.379 acres (16,500 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Jan 2002)
Tax Bill$2,902 (2025)
Deeds & MortgagesMay 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNHARW M:78 P:D5

Property Details

APN / Parcel Number

Primary APNHARW M:78 P:D5
Alternative APNs
  • M:00078 B:D005 L:000
  • 6468

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,344 sqft Living Area
Gross Area2,336 sqft
1st Floor Area768 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2000
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area16,500 sqft (0.379 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number6468
Street Address20 JUNIPER LN
CityHARWICH
StateMA
Zip02645-1609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal SubdivisionREGINALD P KENDALL
JurisdictionHARWICH MA
Township / Civil DivisionHARWICH
Census Block Group4
Census Block4018
Census Tract11002

Owner

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 JUNIPER LN, HARWICH, MA 02645-1609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2002 · Amount on Record
Deed SaleJan 25, 2002 · Amount on Record
Deed Book / Page14744 / 187
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address20 JUNIPER LN, HARWICH, MA 02645-1609
Document Number32991-180
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedJul 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 JUNIPER LN HARWICH MA 026451609, HARWICH, MA 02645-1609

Mortgage

Document Number32991-180
DateJun 17, 2020
Book Page032991/000180
Instrument28952
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 16, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionHarwich Town
Unified School DistrictMonomoy Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,902.00 (+3.83%)$491,100 (+5.95%) Land $155,900 Building $335,200$544,065
2024$2,795.00 (+3.71%)$463,500 (+14.19%) Land $147,100 Building $316,400
2023$2,695.00$405,900 Land $133,700 Building $272,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARWICH WATER DEPARTMENT
serves 39,144 people · EPA ID MA4126000
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Juniper Ln

Nearby Streets

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