20 Juniper Ave, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 20 Juniper Ave, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 1985
Lot Size	0.62 acres (27,000 sqft)
Owner	Company Name on File
Tax Bill	$5,155 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Dec 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:254 L:106`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:254 L:106`
Alternative APN	`M:329254 B:00106 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	4,140 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,000 sqft (0.62 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 JUNIPER AVE
City	WESTFIELD
State	MA
Zip	01085-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	106
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2004
Census Tract	812500

Owner

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	20 JUNIPER AVE, WESTFIELD, MA 01085-1314
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Line of Credit ALDENVILLE CU
Dec 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ALDENVILLE CU
Dec 18, 2017	Quit Claim Deed, Transfer Quitclaim
Nov 8, 2017	Quit Claim Deed, Transfer WESTFIELD BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 2017
Deed Sale	Dec 18, 2017
Prior Sale	Nov 8, 2017 · Amount on Record
Deed Book / Page	21992 / 358
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	20 JUNIPER AVE, WESTFIELD, MA 01085-1314
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023627-32
Date	Jan 4, 2021
Book Page	23627/32

Lender

Name	ALDENVILLE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Feb 1, 2040

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	20 JUNIPER AVE, WESTFIELD, MA 01085-1314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23613-191
Date	Dec 28, 2020
Book Page	23613/191
Instrument	78145

Lender

Name	ALDENVILLE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Dec 18, 2017
Property Address	20 JUNIPER AVE, WESTFIELD, MA 01085-1314
Document Number	21992-358
Book / Page	021992 / 000358
Instrument Date	Dec 14, 2017
Instrument	74902
Transaction Type	Transfer
Record Updated	Jan 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20 JUNIPER AVE WESTFIELD MA 010851314, WESTFIELD, MA 01085-1314

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Nov 8, 2017
Property Address	20 JUNIPER AVE, WESTFIELD, MA 01085-1314
Document Number	21936-583
Book / Page	21936 / 583
Instrument	66217
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$44.41
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	219360587
Date	Nov 8, 2017
Instrument	21936/0587

Lender

Name	WESTFIELD BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,155.00 (+0.9%)	$339,600 (+12.86%) Land $104,000 Building $235,600	$422,180 (+0.45%)
2024			$420,280
2023	$5,109.00	$300,900 Land $89,900 Building $211,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2012

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Westfield Gas & Electric Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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